Best YouTube Channels for Financial Freedom Seekers

The top YouTube channels for financial freedom include Ali Abdaal for productivity-based wealth, Rob Berger for investing ideas, and The Financial Diet for budgeting. Other notable selections are Ramit Sethi for mindful spending, Ben Felix for evidence-based investing, and Diamond Nest Egg for fixed-income techniques.

Here are the best YouTube channels for financial freedom, categorized by focus:

Broad Financial Freedom & Investing

• Ali Abdaal: Focuses on productivity, building systems, and creating income outside of a 9-to-5 to achieve time and financial freedom.
• Rob Berger: Covers investing, index funds, ETFs, and retirement planning, helping viewers create actionable, long-term wealth plans.
• Ben Felix (Common Sense Investing): Provides evidence-based investing advice and portfolio construction tips in simple language.
• Dumb Money: Features three investors tracking their journey to building significant portfolios, focusing on practical investing. 

Budgeting & Wealth Mindset

• The Financial Diet: Aims to make personal finance, budgeting, and debt management less intimidating.
• Ramit Sethi (I Will Teach You To Be Rich): Focuses on “conscious spending” and designing a “rich life” rather than mere restriction.
• Mapped out Money (Nick True): Weekly videos designed to help with budgeting and managing money effectively.
• A to Zen Life: Focuses on frugal living and minimalism to reduce spending.

Fixed Income & Specific Investment Strategies

• Diamond Nest Egg: Expert in bonds, T-Bills, CDs, and fixed-income investing for safe income streams.
• The Ramsey Show Highlights: Focuses on getting out of debt and conservative investing principles.

Over the last few decades, technology has provided us with a variety of platforms that allow us to easily access information about anything under the sun. Of all these sites, YouTube stands out as the most exceptional, with videos on almost every topic you can think. And the best part? Finance is no exception.

According to a 2022 CNBC analysis, 15% of adults in the United States lose $10,000 each year owing to a lack of financial literacy. That is a significant loss, emphasizing the importance of learning about finances. So, scrolling down through finance YouTube channels to improve your financial knowledge is a good idea, right?

But we have one word of caution for you. While many YouTube channels focus on financial education, not all of them equip consumers with the knowledge they need to plan for a better financial future.

1. Graham Stephan

Stephan is a young finance YouTuber who shares his real estate experiences, failures, and successes. Despite his young age, he has amassed a considerable fortune and shares valuable insights into personal finance and investing. Since December 2016, when he joined YouTube, his channel has received well over 550 million views and more than 4.29 million subscribers. 

Although he has earned his wealth through real estate, he also covers other topics such as investing, saving money, buying cars, improving credit scores, and finding new sources of income. Graham’s channel is a great resource for anyone just starting their financial journey or looking to enhance their existing knowledge. He also offers valuable advice and guidance to those considering a career in real estate.

Stephan’s videos are engaging and provide real working advice that has attracted people to buy his courses. The fact that Graham started earning millions at the mere age of 26 has given him prudent knowledge of the domain he works in that he shares through his channel. 

2. Andrei Jikh

Andrei Jikh’s YouTube channel for finance is a treasure trove of information for anyone looking to learn more about personal finance, investing, and financial minimalism. With over 2.22 million subscribers and nearly 256 million views, Jikh’s videos are informative, engaging, and easy to understand.

Jikh’s commitment to honesty and integrity sets him apart from other finance YouTubers. While many other YouTubers focus on making a quick buck by promoting shady MLM schemes or fear-mongering, Jikh takes a different approach. He believes in empowering his viewers with knowledge and understanding rather than trying to sell them something.

Jikh covers various topics on his channel, from saving and investing to more complex issues such as cryptocurrency investments and trading options. He also tackles bigger-picture financial issues such as protecting your assets, setting goals, and deciding whether to rent or buy a home.

3. Nate O’Brien

Nate O’Brien’s channel is a great place to start if you want sound financial advice to help you manage your money and grow your income. His channel has over 1.3 million subscribers who enjoy videos covering personal finance, productivity, and investing.

Nate’s emphasis on minimalism and lifestyle makes him stand out from other financial YouTubers. His videos are high-quality and relatable, with personal anecdotes woven into his content. For instance, his video on his minimalist apartment garnered over 2.8 million views, while his channel’s total views exceeded 70 million.

Despite the focus on lifestyle, Nate’s content is still packed with valuable investment and budgeting tips that can help you optimize your financial situation. While his investment videos can be challenging, they are still accessible to the average viewer.

4. WhiteBoard Finance

WhiteBoard Finance is a great channel for anyone looking to learn about personal finance, the stock market, real estate investments, and entrepreneurship. The channel has nearly 948k subscribers and more than 58 million views.

Read Also: Top 10 Books on Financial Independence Everyone Should Read

The channel’s creator, Marko Zlatic, draws on his extensive experience as a real estate investor, stock market investor, finance student, and entrepreneur to provide actionable advice to his audience. 

One of the key features of WhiteBoard Finance is Marko’s focus on transparency and open communication with his viewers. He is passionate about personal finance and is committed to sharing his knowledge and insights to help others achieve their financial objectives.

Marko covers a huge range of financial topics, and his channel is a valuable resource for anyone interested in personal finance, investing, and entrepreneurship. His most popular video to date, “How Car Dealerships Rip You Off (The Truth),” has over 8 million views, but his content covers virtually any topic that’s financial.

5. Ryan Scribner

Scribner’s channel is a must-watch for people interested in learning about personal finance. With more than 65 million views and over 800K subscribers, Scribner has been educating people about finances since 2016. 

Scribner’s focus on creating a massive stock portfolio using small and regular contributions has helped him amass a massive following. Scribner also offers advice on cutting living expenses, earning extra money, traveling cheaply, retiring early, creating, starting, and managing a business, and passive income sources.

One thing that sets Ryan Scribner apart is his ability to make financial content interesting and 100% beginner-friendly. His channel includes videos on books to read in your 20s, foundational videos on how to go from $0 to $100K, and earning dividends from different stocks.

Scribner’s approach to personal finance is unique. He explains how money equals time and how we are taught that working more hours will earn us more money. However, he advises against this approach, which he calls the “herd mentality.” 

Instead, Scribner talks about the importance of passive income channels and how to earn extra money without working more hours. He is also an angel investor in numerous startups, including Fintech platforms such as Yotta Bank and Commonstock.

6. Financial Education

Financial Education is an excellent resource if you need to learn about finance and investing. Created by Jeremy in 2016, this channel aims to help people improve their financial literacy, regardless of their background or country. 

Financial Education has over 720k subscribers and over 100 million views. What sets this channel apart from other finance channels is its combination of education and advice. Through Jeremy’s videos, viewers can learn about topics such as open APIs, engagement banking, and the future of finance. 

Many people are motivated by Jeremy’s success story, which involves having no money at 19 and having a stock portfolio of $200,000 by 24. He reveals the keys to his successful endeavors with his audience and also provides personalized tips to the members of his private group so they can learn more.

Jeremy’s videos cover a variety of subjects, but his main emphasis is on stock market investment. He offers viewers advice on creating a good stock portfolio by sharing insights on his stock holdings, specific stock performances, and how-to videos. The information is well-researched, educational, and presented in a clear and interesting way.

7. The Financial Diet

The Financial Diet is an excellent YouTube channel perfect for those who want to learn more about managing their money. The channel, operated by Chelsea Fagan and her team, has more than one million subscribers and 115 million views. The channel was created in 2015, making it a well-trusted source of online financial advice.

The simple and entertaining approach to finances sets the channel apart from others. The channel talks about financial education in a way that is easy to understand, debunking myths and making finance accessible to everyone. 

Whether you’re a beginner or looking to start your own business, Financial Diet can help you figure it out. Financial Diet covers different topics, including budgeting, career, college, lifestyle, and more. 

Additionally, the channel offers five specific categories that make it stand out even more. Each of these categories is broken down neatly, making it easy for viewers to find the topics they’re interested in.

8. MappedOutMoney

MappedOutMoney is perfect for anyone looking to improve their financial literacy and gain control over their finances. Hosted by Nick True, the channel offers a fresh perspective on personal finance that is different from the other channels on this list. True and his family have made the Airstream Camper their home. They travel through the country and discuss personal finance meanwhile!

MappedOutMoney has over 55k subscribers and has so far garnered over 3 million views on its videos. The channel’s primary focus is mainly on managing expenditures, with many videos devoted to budgeting. True explains budgeting basics and shares insight on a budgeting tool called YNAB. 

But the channel also covers an essential aspect of personal finance – attitude adjustment. True explains how to change your mindset about money, why it’s essential to do so, and factors that cause people to be stuck in bad financial situations.

9. Debt Free Millennials

Are you struggling with debt and looking for practical ways to get out of it? Look no further than Debt Free Millennials, a YouTube channel dedicated to helping young people crush their debt and live debt-free. The channel has over 65k subscribers, and the videos posted on the channel have over 4 million views.

This channel, hosted by Justine Nelson, offers a plethora of guidance on anything from budgeting and investing to self-employment and internet companies. Justine Nelson wiped off his student loan, amounting to $35,000, with an average salary of $37,000 per annum.

In addition to her insightful and relatable content on financial topics, Nelson offers monthly budget breakdown videos where she and her husband review their expenses while enjoying a beer. These videos are especially helpful for anyone looking for practical ways to cut down on expenses and start living within their means.

10. Grant Cardone

GrantCardone’s YouTube channel, with more than 2.38 million subscribers and over 486 million views, is a must-watch for anyone who wants to grow their business or increase their income. Grant offers valuable insights on business and marketing, which he claims, help his followers 10x their growth. 

Grant believes that cash is not king, and instead, it’s cash flow that’s king. He explains that saving money is useless as inflation eats it. Therefore, it’s crucial to store cash temporarily and then invest it. Grant’s channel focuses on building wealth and creating multiple income streams, with a particular emphasis on real estate investment. 

He shares his wealth of experience to educate his followers on practical advice and real-world solutions. Grant’s finance videos on YouTube are actionable and give his followers valuable tips to maximize their growth.

Grant suggests investing in yourself, your business, and real assets that produce cash flow. Investing in yourself and your business can increase your income, ultimately leading to financial freedom.

Final Thoughts

It’s no secret that making money is one thing; maintaining it over time in the face of real-world uncertainties is quite another.

To maximize your chances of financial success and ensure that your assets withstand the ups and downs of inflation, you must first understand how to make the right investment decisions and manage your money. Without financial awareness, you will be relying solely on luck, which is a risky technique.

The top ten YouTube finance channels offer a plethora of knowledge, suggestions, and tactics to help you manage the ever-changing economic landscape. By subscribing to the most valuable channels, you’ll be able to improve your financial skills and obtain the knowledge you need to succeed in today’s world.