Online earning website is the easiest way to earn money in today’s digital world, there are many more possibilities of using tools and services that will give you another way to earn money– from your home. Most of these are through online websites or mobile applications, which is the preferred source of quick income.

We highly recommend some websites, because they are the most reliable, legal, simple and time-worthy of online making money. Also, these sites are tested by thousands of online users, who guarantee that these sites are a permanent source of earning online money, due to their usability and pay methods.

There are tons of apps and websites where you can start earning part-time money.

The ways you can earn extra money are pretty varied, anything from online shopping, filling out surveys and playing games, delivering groceries–even losing weight! If you want to earn money in your spare time, you can find something to fit your schedule and interests.

• Top 10 Trusted Online Money Making Sites
• Top 10 Quick Ways to Earn Money Online
• Which Website is Best For Earning Money?
• How do I Make Genuine Money Online?
• Is Online Earning Real?
• Who Can Give me Money Free?
• Is Money SMS App Legit?
• How can I Make Money With my Phone?

Top 10 Trusted Online Money Making Sites

But with so many options, who do you trust? Let’s look at several trusted websites:

1. Neighbor

Have a spare room or garage? Rent it out to your neighbors on Neighbor.com. As a Neighbor host, you will make money by storing things for others using the space you already have. It can be a small closet or a whole garage. You decide how the tenant will access the space too, so they won’t necessarily need a key.

Read Also: How To Make Money Online with Amazon Apps

You’ll just be responsible for listing your space, filtering responses in the app, and scheduling the move-in. The folks at Neighbor.com are supposed to handle all the legal and procedural details.

2. Airbnb

Whether you have a spare room or a spare home, you can be earning money by renting it out to travelers on Airbnb.

You can list your space for free and set your own rental fees (although the site can also help you determine the right price). Your monthly potential could be up to $1,000 or more, depending on how often you host travelers and your location.

3. Honeygain

Honeygain is an app that allows you to earn passive income from your Internet service. Honeygain taps into your Internet using as many devices as you can offer up and used the Internet bandwidth to perform small tasks for companies willing to pay for it.

Honeygain runs passively in the background and never shares your personal information. Their site says you can make up to $55 per month with the service, although most users report earning much less. The app works on MacOS, Windows, Android, or Linux devices. They even give you $5 to sign up.

4. ShopKick

ShopKick rewards you for shopping at your favorite stores. You can earn gift cards in several ways, including scanning items in the store, purchasing with a linked card, making online purchases, and more.

It’s super easy to earn points or “kicks” to redeem your favorite gift cards. For all the consumers who love to shop, this is the app for you.

5. MyPoints

MyPoints is another app that enables you to earn cashback for purchases. They offer coupon codes for top retailers like Amazon, Walmart, Apple, Target, and Groupon.

Once you’ve signed up, use their website to find coupon codes for things you need. Then, start earning up to 40% cashback at their 2,000 participating retailers—your rewards payout via PayPal or a variety of gift cards.

6. Swagbucks

Shop, watch videos, answer surveys, find great deals and earn rewards with Swagbucks. You can then use your points to earn cash back or gift cards at your favorite retailers.

Essentially, you earn money for doing the things you already do online. You can redeem for gift cards from Amazon, Walmart, and more.

7. Survey Junkie

You’ll answer a few profiles questions on this paid survey site when you sign up and then complete surveys for which you are eligible.

Earn points for every completed survey, redeemable for PayPal cash or gift cards to various retailers. Survey Junkie is yet another place where you can get paid to give your opinion in your free time!

8. Uber

With Uber, you can earn cash for driving people to their desired destinations. Customers simply download the app to request a ride.

You will then receive an alert on your phone when someone requests a ride. If you would prefer to drive alone, you can try Uber Eats. Instead of picking people up, you deliver food directly to the customers’ doors.

Wages can vary depending on the time of day, location, and frequency of travel.

9. Fiverr

Fiverr is a website dedicated to connecting people to talented individuals to get things done.

We all have talents, and some of them can be quite marketable. Some of the featured Fivver gigs include drawing an illustration, designing logos, creating online content, providing a voice for a Podcast intro, and much more.

As you might expect, gigs start at $5. The trick to making more is to offer upsells.

10. The College Investor

The College Investor wants to help students and recent graduates take control of their money. They provide information on escaping student loan debt, investing, earning more, and saving more.

The site also provides a comprehensive list of more than 50 ways to make money fast in your spare time through side hustles.

Top 10 Quick Ways to Earn Money Online

An internet connection makes nearly everything accessible, regardless of location or device. If you’re looking for ways to make money immediately, consider our top picks:

1. Test Websites and Give Feedback

If you have a keen eye for website design and development, consider becoming a website tester. It’s a great way to make money quickly and immerse yourself in the web development industry.

A website tester must have critical and logical thinking skills, excellent communication abilities, and knowledge of website functionality and design. These qualities can improve your job prospects and test-reporting quality.

Payments are usually project-based, and the rates differ based on the testing methods and the platform’s policy.

For example, UserTesting offers $4–$120/test. Website testers who perform live conversation sessions with clients make more money.

Here are a few other marketplaces where people can make money online via website testing projects:

• Ubertesters. A crowdsourced testing service focusing on websites, mobile apps, and games.
• Userbrain. An online tool offering user experience testing for websites and digital product prototypes.
• Testbirds. User experience testing for digital products, including eCommerce stores, mobile apps, and fitness trackers.
• Userlytics. In addition to testing websites and apps, it offers projects focusing on reviewing video commercials.
• TryMyUI. Provides impression testing for websites and mobile apps via recorded videos and survey-based feedback.

2. Complete Online Surveys

It might sound too good to be true, but you can earn extra cash by completing surveys online.

Many companies pay people to participate in surveys for general market research and consumer behavior analysis. These surveys help companies make business decisions, like what types of products to launch or where to publish advertisements.

However, not everyone can do online surveys. Take a look at some of the reasons why:

• Limited demographic. Some surveys only target specific groups of people, such as their gender, age, or occupation.
• Low pay. Many online survey sites use a point system. You’ll accumulate points after completing surveys and can only cash out after reaching a certain earnings threshold. For example, you can make money for $0.50-$3/survey. However, unless you reach the earnings threshold of $10-25, you won’t be able to cash out.
• Time-consuming. Due to the payout systems of most survey sites, you’ll have to dedicate a lot of time to see real returns. Some surveys can take up to one hour to complete.
• Not for the long-term. Unlike other online moneymaking methods in this article, you won’t be able to transition this into a full-time job for the above reasons.

If the drawbacks don’t phase you, here are some popular survey sites:

• Swagbucks. Watch videos, play games, and complete online surveys to earn points. Then, redeem them for cash or gift cards.
• Survey Junkie. Help brands deliver better products and services by participating in their market surveys.
• Harris Poll Online. Enter a rewards program by answering polls run by this survey platform.

3. Sell Stock Photos and Footage

If you’re an avid photographer or videographer, consider selling stock photos and footage to generate a passive income. You’ll be able to practice your passion and make money simultaneously.

Many companies and business owners use stock content in their marketing campaigns, ads, and websites. In addition to the standard stock photo format, companies constantly look for fresh ideas and unique perspectives to make their brand stand out.

You can make a photography website and sell photos there. It’s also a good idea to sign up for online marketplaces and list your digital downloads. That way, you’ll get a head start at cultivating your personal brand while promoting it to potential buyers.

Some of the biggest stock photography and videography websites include:

• Shutterstock. Offers multiple earning levels based on the number of image and video licenses per year.
• Getty Images. Pays at a royalty rate of 15-45% depending on the license exclusivity agreement.
• VideoHive. Deals in stock videos and photos as part of the larger Envato ecosystem. The earnings depend on the number of items sold and whether you sell exclusively on the platform.

4. Sell Second-Hand Items

Selling or renting out second-hand items is another excellent way to make money and a great motivation to start decluttering your space.

Once you inventory the items you want to sell, take high-quality product photos before listing them on online marketplaces. If you plan to do this long-term, consider making a website to host your own online store.

One of the most popular second-hand items categories is clothing. The market value of the second-hand clothing industry is projected to reach $77 billion by 2026. It’s a good time to start your own clothing line.

Many online marketplaces are catering to the second-hand clothing and accessories market. Here are a few examples:

• Tradesy. Specializes in women’s clothing, bags, shoes, and accessories.
• Etsy. An excellent marketplace to sell unique, handmade, and vintage items.
• Rebelle. Sell clothes and accessories at this second-hand luxury online retailer.
• Depop. A popular platform for selling vintage and designer goods, like pre-loved t-shirts, sneakers, and jewelry.

Other than clothes and accessories, make money online by selling other used items such as furniture, gadgets, sports equipment, and cars. In the United States, the used car market grew significantly in 2021 and is predicted to remain strong in 2022.

5. Carry Out Micro Jobs

To make extra money, try micro-jobs. A micro job is a short-term, temporary job that pays per task completed. Earnings vary from a few cents to $50/task on average.

Micro jobs are a good way to make money fast. Some micro jobs only take less than an hour to complete, giving people the freedom to do multiple tasks in their spare time.

They’re great for freelancers, new graduates, and college students because they can help you gain experience and build a portfolio. The most common online micro jobs include blogging, short translations, data entry, and administrative tasks.

In addition to checking out local classifieds, try finding micro jobs on these websites:

• Fiverr. One of the most popular platforms for various small jobs, from logo designing to translations.
• Amazon Mechanical Turk. An excellent platform for people with video, image, and data entry and processing skills.
• Appen. Make money online by doing small tasks like transcribing or categorizing data.

6. Sell Art and Designs

Selling digital products is one of the best ways for artists to make money.

List your creations on art marketplaces like DeviantArt and ArtStation. This is a great way to gain exposure in the creative online community and reach potential clients.

Alternatively, sell artwork and designs independently via another sales channel like social media. Facebook had over 2 billion monthly active users, while Instagram had over 1 billion as of January 2022. Such numbers make these platforms great for increasing exposure.

Selling on social media is a good way to make money fast, especially if you promote your art on specific networks.

For example, start selling on the Facebook Marketplace and promote products by joining groups and interacting with potential buyers. Alternatively, sell via Instagram by activating the Instagram Shopping feature on a profile specifically dedicated to your artwork.

Improve your sales by posting your artwork often, creating engaging captions, utilizing hashtags, interacting with bigger accounts, and following users with similar interests.

If you choose a marketplace like ArtStation, earning up to 95% from sales is possible. On the other hand, selling on your own social media profiles lets you keep up to 100% of the profit.

7. Sell School Notes

Selling copies of school notes is one of the easiest ways for students to make money fast.

However, make sure you aren’t committing plagiarism or academic misconduct by selling school notes. For example, do not disclose assignments or tests and avoid distributing copyrighted material.

The safest bet is to sell notes containing general but insightful information about a subject, such as modules, flashcards, and study guides. Be careful not to present your notes as facts since they are supplementary study documents.

Aside from student or alumni message boards and community forums, here are some of the best places to make money online by selling school notes:

• Nexus Notes. They offer a 50% commission per notes sale.
• NoteXchange. Sell notes for $5-$40 and earn a 100% commission if you become an affiliate.
• Notesgen. With over 5.5 million users, this India-based platform accepts handwritten notes and presentation slides. Study notes go for ₹100-₹1000.
• OneClass. Earn up to 20% of recurring revenue when someone subscribes to your content, with each subscription costing around $1.8-$24.

8. Test Games and Apps

In 2021, the video game industry was worth $178.73 billion – an increase of 14.4% from 2020.

Video games also hold the largest share in the global digital media market. As a result, many opportunities have appeared for users to make money online by testing games and other apps.

Some games or apps, like Mistplay, require players to perform specific tasks and collect in-game currency rewards. These rewards can be redeemed as gift cards or real-world money.

The Global Beta Test Network by Keywords Studios pays people to play games before release. Other platforms like Givling and Golden Hearts Games offer online games with real cash prizes.

Beware of platforms that use these games and apps as a front for scams to steal personal information and bank account details. While they provide an easy way to make money online, be sure to check reviews and ensure their legitimacy beforehand.

9. Try Mystery Shopping

If you love shopping, becoming a mystery shopper is an excellent way to make extra money.

Retailers and market research companies hire mystery shoppers to shop at specific locations and report on the overall consumer experience. They monitor customer service, store conditions, and product quality without the company’s employees knowing they’re being examined.

You can do some mystery shopping work remotely. For example, some jobs involve testing the service quality at call centers or evaluating the shopping experience at an online retailer.

Here are some of the most popular companies where people can sign up to be mystery shoppers:

• Market Force. Get hired by grocery stores, restaurants, pharmacies, and even gas station convenience shops to try out their products and services.
• BestMark. Become a field representative or evaluator to help companies improve their business operations.
• Secret Shopper. Perform on-site or phone service evaluations for companies all over the world.

Payments for mystery shoppers vary depending on the company. For each job completed, you can get reimbursed for the items you purchased, receive vouchers and gift cards, or earn between $10–$25 on average.

To avoid scams, remember that you should never pay to become a mystery shopper. Since you would be an independent contractor, companies can’t force you to take on a certain number of mystery shopper jobs.

10. Do Voice-Over Work

Voice-over work is an excellent way to make money fast. Since most voice-over jobs are project-based, a long-term commitment isn’t required.

Companies are always looking for new voice-over talents. Here are a few examples of how to use your voice to make good money:

• Audiobooks. Help bring a story to life by narrating various types of books, including novels, biographies, and essay collections.
• Advertisements and commercials. Ads with voice-overs are still a popular way for companies to market their products and services.
• Trailers. Movies, shows, and even events create trailers to build anticipation.
• Demonstration videos. Some companies create how-to videos and hire voice-over talents to help demo their products.
• Guides. Audio guides are used by museums, galleries, travel agencies, and tourist destinations to enhance the visitor experience.

How much you earn from voice-over projects depends on your experience, the project’s type, and the script’s length. In the United States, the average salary of voice-over artists is around $30/hour.

On the other hand, audiobook voice talents can earn up to $125/recording hour and $500/finished hour – the latter referring to a book’s reading time.

One of the easiest ways to get started is by creating a profile on Upwork and responding directly to voice-over job ads. Joining freelance websites is an excellent way to test the waters and compare available jobs.

Alternatively, sign up for Voices or ACX, which connects voice-over talents with clients and audiobook narrators with authors.

A good voice-over talent is flexible, dynamic, and can bring a script to life no matter the topic. With audiobooks, for instance, a consistent narrative voice, excellent articulation skills, and the ability to voice different characters are crucial to master.

To prepare for voice-over work, try sample scripts and see which niche fits your voice and style the best. Knowing your strengths will help market your services to the right clients.

Since producing high-quality audio is crucial for this job, investing in a good microphone and recording software are a must. Also, try to minimize background noise when recording audio samples.

Which Website is Best For Earning Money?

You don’t always have to spend money to make money. If you want to launch a side gig to generate regular part-time income, or if you’re looking for some quick extra cash, there are websites that can help you do it.

Also, these sites are tested by thousands of online users, who guarantee that these sites are a permanent source of earning online money, due to their usability and pay methods.

1. FreeCash

Freecash.com is one of the best websites to make money online. You can earn money on filling out surveys, completing tasks, sing-ups or playing games. Users already earned $5,000,000+.

Freecash assures you not only highest payouts, instant cashouts or low minimum withdrawals but also a clean, modern and user-friendly design, active direct support, featured offers (offers that have reliable payouts) and international signups.

You can withdraw your money through PayPal, crypto like Bitcoin, Litecoin, Ethereum or Doge and Gift Cards (Amazon, Steam, Google Play, Netflix, Spotify, Zalando, Play Station, Xbox and many others) instantly. Freecash also offers several other withdrawal methods like buying skins to the most popular games like CS: GO, Fortnite, LoL or Valorant.

If you’re looking for the best website to earn money online, you have to try Freecash.com.

2. YSense

An online survey is a good way to earn from the medium of the internet. On the Internet, you will find a company that offers this kind of work. In online survey, you have to write a review of the product or service or fill the survey form. Which the company uses to sell more than its product.

If you ask me, I will recommend you ySense from my side. ySense provides not only for surveys but also other online earning methods. On ySense, you can earn money through surveys, surveys and tasks as well as referrals.

3. Fiverr

Fiverr is a freelancing online earning website that promotes professionals like logo designs, social media posters, voice-overs, typing work etc. for various companies and clients. It is the easiest way to earn money, starting from a 5-dollar gig, out of which 1 dollar is charged by Fiverr for using the service.

Any person with minimum skills can use Fiverr, and effortlessly earn up to 100 dollars or more per hour.

All you have to do is list up services that you offer, and get an order. Once the order is done, you can get paid and get win for more orders. here 5 dollars winning streak for everyone.

4. Amazon

You can easily earn money by becoming an Amazon Affiliate. As you all know Amazon is a very big e-commerce website. Therefore, the possibility of its product being sold is also high.

You can create your amazon Associates account for free by visiting Amazon Affiliate Program, while registering they ask you for a website link, if you do not have any website then you can also link your Facebook page link.

After the account is created, you have to promote the affiliate link of the product you want to sell. As soon as the product is purchased from your link, you get a fixed commission for it.

5. Swagbucks

Swagbucks is one of the great online survey sites. When you register for free, you’ll get a 10-dollar welcome bonus. To earn points, you can choose from topics like; taking surveys, online shopping, watch videos, play games, discover deals etc.

Later you can use your earn points for gift cards to your favorite sites like Amazon and Walmart or avail cashback from PayPal. Swagbucks isn’t like other platforms with financial freedom, but it’s an awesome tool for daily use.

How do I Make Genuine Money Online?

The magic of the web is that it’s a powerful sales channel, marketing network, and community hub all in one—plus so much more. There are many creative ways to make money fast online beyond filling out surveys and selling used goods on marketplaces.

That said, some side hustles are better suited to the laptop lifestyle than others.

1. Start a dropshipping business

Last year, many worldwide trends experienced decades’ worth of acceleration. One such trend was the rise of e-commerce. There are a number of ways to run an e-commerce business, some of which allow for minimal need to carry and hold lots of inventory.

Consider dropshipping—a business model where you don’t keep the products you sell in stock. Instead, when a customer buys something from your store, a third party fulfills and ships the order for you. Because startup costs are low, it’s an increasingly popular way to make money online for beginners and pros alike.

Dropshippers have a habit of chasing the latest trends. And while there’s nothing wrong with catching a trending product wave, there are many steady product categories that offer similar opportunities to do well.

2. Sell on Etsy

Every online marketplace, from Etsy to Amazon, offers a shared set of advantages and disadvantages. The upside is that you get access to their network of shoppers—people regularly browse these sites when they need to buy something, so setting up shop lets you meet them there.

That said, since these channels can work in harmony with your own website, sometimes they’re a great place to begin. New online makers can use Etsy to grow brand awareness at first. We’ve seen many businesses successfully switch to Shopify, for example, after generating their first few sales on Etsy.

If you have an Etsy shop and don’t want to leave just yet, you can always run both stores simultaneously. Once you set up your Shopify store, use a free Shopify app like Etsy Marketplace Integration. You can easily sync inventories, manage orders, and make money online using both Shopify and Etsy.

3. Sell on Amazon

Amazon has become a marketplace that welcomes e-commerce entrepreneurs. It takes a few minutes to sign up for an account and a few more minutes to get a product listing live.

The platform has a massive audience, it’s a global marketplace, and it’s a go-to destination for product discovery and research. Listing optimization can help your products get found and unlock new opportunities. And Amazon’s in-app promotions can increase your brand’s visibility for highly targeted audiences.

Yet some e-commerce entrepreneurs question the long-term sustainability of selling on Amazon. While the marketplace is great for helping shoppers surface desired products, it’s challenging for sellers to get their business noticed. Amazon attracts many resellers of the same products you may offer.

Homesick went from not being on Amazon two years ago to becoming the number one scented candle company and the number two candle brand in the world. Amazon proved to be a good springboard for selling its products online.

Despite its success, Homesick used Shopify to build an online store as its home base. This gave the budding e-commerce business a place to showcase its brand, connect with its customers, and maintain control over its sales and promotions.

4. Sell digital products

Digital products carry some of the best margins of any product you can sell. The upfront costs of development can be high, but the variable costs of selling digital products is comparatively low. Once media or software is made, it isn’t very expensive to deliver to customers.

At its core, a digital product is an intangible asset you can sell repeatedly without restocking inventory. They often come in downloadable files such as a PDF, plug-in, or interactive document. These products have become such a good source of passive income that many top professional influencers, bloggers, or public icons release digital products like guides, ebooks, templates, research findings, plans, and tutorials.

Many creators make digital products to add another revenue stream to their main business, whether it be consulting, education, or memberships. You could build a presence on Twitter and LinkedIn or build an email subscriber list to promote your products and make sales.

5. Start Blogging

You’ve probably read a business blog at some point in your life. Businesses use blogging to share knowledge and insights, build an audience, and get more leads and sales. Blogging has endless benefits, such as building thought leadership in the industry and improving search engine visibility for a brand.

Blogging to make money online has grown beyond big businesses and side hustles. Anyone can now build an audience by putting out great content and making a lot of money from their blog. Bloggers also tend to take a personal approach that resonates with an intended audience versus getting information from a company blog.

People start blogs for many reasons, some being:

• An outlet to share their thoughts, passions, or life experiences
• A platform to educate readers on a topic they know about
• An avenue to sell products or services
• A space to build a personal brand

While blogging is a low-investment business idea, it can take time to pay off. Chances are, you won’t find yourself on page one of Google’s search results overnight. But with the right niche and determination, you’ll be well on your way to making money online through your blog.

Is Online Earning Real?

The growing world of online has opened up some unusual but real opportunities to make money from the comfort of your home. And worry not you don’t need special skills or qualification before you say get set go.

Here are 5 lesser-known but real ways of making money online.

Get on to the PTC sites

You could start earning money by simply clicking on advertisements by visiting websites such as ClixSense.com, BuxP and NeoBux. These are paid-to-click (PTC) sites and require a user to register. Such sites also reward you monetarily for providing them with references.

Promoting sponsored social shares

You too can benefit from the rise of social media platforms where organizations across businesses pay you for posting about them and their products. These sponsored posts include posting pictures and talking about company products on social media platforms like Facebook, Instagram, and Twitter.

If you like watching TV you can make a quick buck by simply watching short videos. All you have to do is reach out to research firm Nielsen or become a Netflix tagger to watch content on your device and get paid for it. There are other players like InboxDollars which pay you in cash for watching videos.

Test websites

Don’t worry as you don’t need to possess technical know-how or skills to earn money as you test websites. You just get paid for spending time on a website and helping the developers with your user experience. You have to provide them feedback on the look and feel of the website and its functionality. With web testing, you can earn between $5 and $60 per hour. For web testing, you can try UserTesting, Enroll, TestingTime to earn money.

Installing new apps

Start earning money by installing some of these apps:

• ScreenLift: Make this Android app as your first screen to earn points or “Lifts.”
• Fronto: This is another lock screen app which lets you exchange points for Walmart, Amazon, PayPal gift cards, and Google Play etc.
• Slidejoy: Use your lock screen to earn cash-like rewards.
• Sweatcoin: Get rewarded for just walking around.
• Ibotta: A cashback app which pays you $20 just for using it.

Playing games

Some sites will pay you money for playing games. These include Second Life, Swagbucks, Lucktastic, and Mistplay. Some of these websites pay you in the form of gift cards and some through PayPal.

Who Can Give me Money Free?

Companies often pay out sign up bonuses when you use a new service. Some of the best (and easiest) ways to get free money are to switch services that you use every day anyway, such as bank accounts or credit cards.

Other companies will pay smaller bonuses for you to try their app. Take a look at our list of ways to get some free money fast, and choose the best options for you.

1. Refinance Student Loans

Chances are good you have student loans. Have you considered refinancing them?

Refinancing means a lender pays off your existing loans and creates a new, single loan to be paid back at (ideally) a lower interest rate. This is appealing to borrowers because it consolidates monthly loan payments and saves you money!

The *extra* good news is that many refinancing companies will pay you cold, hard cash to refinance with their company.

2. Give your opinions for money.

Online survey sites have become a top way for people to cash in doing something pretty mindless in their spare time. While there are a ton out there to choose from, Survey Junkie has one of the longest histories and a consistent record of paying its users.

Just sign up for any one of these free accounts and you’ll be on your way to scoring free money for your musings on everything from new products to advertising campaigns. Some, like Pinecone Research, for example, will even ship you products so you can try answering questions on them.

3. Lower your mortgage payment.

Today’s historically low rates are spurring a refinance boom. By refinancing your mortgage, you not only can lower your interest rate and free up cash flow in your budget, but you can quite possibly take equity out of your home, and put it in the bank.

While not everyone owns their home, refinancing at a lower rate is an easy way to get hundreds of dollars per month free by simply lowering your interest expense.

4. Consolidate your debt to find extra money.

Personal debt such as medical or credit card debt can be consolidated at a lower rate. In a similar way to refinancing a home, if you consolidate your debt, it should be at a lower average rate in order to free up money in your monthly payments. There are two great ways to consolidate your debt:

Personal Debt Consolidation Loan
Online lenders such as Upstart, will work with you on a variety of debts to get them into one low payment, freeing up cash.

Open a 0% Balance Transfer Credit Card
Another great option if you’re only working with credit card debt, is to use a 0% balance transfer card. Many cards have 0% interest options out to 18 months or more. Make sure you have a long-term plan to pay your card off, but this option will net you some short-term reprieve from bills.

5. Get rebates at local retailers.

Ever heard of MyPoints? Simply put, it’s a website that offers points for nearly anything you can do online – from shopping to online surveys.

With MyPoints, the “points” you can redeem are good for cashback and a variety of gift cards to stores like Amazon.com, Best Buy, Nike, and even GameStop.

A gift certificate to Applebee’s, for example, starts at just 790 points. Paypal cash, on the other hand, starts at just 3,970 points.

To get started with MyPoints, all you have to do is sign up for a free account and use the site to shop online, take surveys, watch videos, or participate in fun, daily polls. It’s as simple as that.

Is Money SMS App Legit?

If you are looking for free ways to make some extra money online, there are plenty of apps that offer convenient ways to do this. There are, for example, apps that will ask you to answer surveys and download mobile games. These are the most common mobile apps you can find that will allow you to earn a bit of extra cash.

But, there’s this one app called Money SMS that promises to pay you just for receiving SMS messages. Judging by what it promises, it’s a very easy way to earn extra cash indeed.

You will earn €0.02 per SMS message you receive. It will be credited to your Money SMS account balance. Once you’ve earned a minimum of €2, you can request for payment via different payment methods.

You can choose to get paid via PayPal, WebMoney, or BitCoin. These are the only payment options they offer and they are not planning on adding other payment options in the future.

If you don’t mind receiving random SMS messages from time to time, then Money SMS can be worth considering. You just need to set your expectations properly. You will not be able to earn a significant amount from this app since the rewards are really quite low.

But considering you don’t really have to do anything else aside from installing and registering, then, in my opinion, it’s fair to say it’s a decent tradeoff. It can serve as a decent secondary app to earn from. That is of course, if this app is available in your country.

How can I Make Money With my Phone?

There are a lot of people who think that making money using their cell phones is simply impossible. However, when you read about some of the different ways that people have been able to do this, it can actually be done.

The ways you can use your smartphone to make money seem to be endless– from watching ads to taking surveys and playing games online.

In addition to the above mentioned, here are some other ways to make money using your smartphone:

Watch Ads

There are many companies out there that are willing to pay you to sit with your phone and earn money by watching video ads. The first thing that you need to do is go to Google and type in the words ‘smartphone marketing.’ Most of the websites that you’ll see have been created by marketers.

What they do is place ads on apps, allowing people to view what the advertiser has to say about the product. If they can get this type of traffic, then there’s a good chance that someone will purchase that particular product. This will result in a commission for the person who was the lead for that product. So, even if you were not the person who set up the website, you could make money using your smartphone by watching these video advertisements.

Take Online Surveys

One of the best ways to make money using your phone is to get paid to answer surveys. There are thousands of survey companies that pay people to take surveys about things like health care, home insurance, and any other types of products that you might be interested in.

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There are also many surveys that are given by different companies that are just trying to market their product or service. Thus, you’ll always have a great opportunity to make money since there are many companies utilizing paid online surveys.

The good thing about taking surveys is that it’s really easy to do. All you need to do is go online and you can find plenty of sites that offer surveys that’ll pay you to complete them. Most of these sites will pay you via PayPal or let you pick any gift card of your choice as compensation for your time.

Download An App That Pays You To Play Games

In your search to make money using your smartphone, you’ll find there are many apps that pay you to play games in your free time. This is possible because game and app developers hire companies and then pay them to find players for their new games to give them feedback. Then, the company goes out to find players and pay them a small percentage to play the game.

This is a great way to make money from your phone because you’re sure to be entertained and it’s extremely easy to do.

Get Cashback On Purchases

Another great way to make money with your smartphone is to use your receipts to get cashback and gift cards on the purchases you already make.

There are many apps out there that partner with the nation’s biggest retailers to give you cashback on your purchases. All you have to do is look for these apps, scan your receipt from recent purchases, then the app will tell you how much cash back you can get. You can keep that money in your account and let it add up before you transfer it to your bank. Another option is to use those cashback points to buy gift cards.

Sell Stuff Online

Online shopping has dramatically increased in popularity over the years. There are plenty of great websites and tools, like Amazon and eBay, that you can use to help sell old stuff or you can use to set up an online store. Thus, selling stuff online is one of the best ways to make money.

If you aren’t sure what you can sell online, a quick search on eBay or Amazon’s most popular items will point you in the right direction.