We are living in a digital era. Everything from mobile banking to ticket booking, individuals now prefer to do online. As technology has blessed the lives of individuals it has also opened ways for online fraud. These frauds put a stain on sensitive customer data and business revenues. Losses due to fraud have increased by 13% in the years 2019 to 2020 respectively. Service providers now look for more sophisticated ways to ensure security measures for their consumers. The purpose of identity verification has now been accomplished by biometric identity verification systems.

The older way of security is no longer sufficient as the fraudsters have found way wiser ways to bypass them conveniently. Traditional security checks like passwords are the most easily targeted thing nowadays. Also, passwords can easily be stolen or lost thus proving to be an insufficient way for the security of the system. Considering the likeness of these security checks being easily stolen, an efficient verification process is required. Biometric verification is helping businesses in this regard. It is the most trusted security check for both the business and the consumers.

Fraudsters now even try to spoof the system by the artificial representation of the face. Considering the wiser ways of criminals, wiser technology is required to combat such tricks. Biometrics refers to identifying individuals by verifying their facial characters like eyes, nose, iris, and more.  The distance between the eyes, the length of the jawline, the color of the iris, and more are checked for biometric verification.

Types of Biometric Verification

There are several biological features for which the individual can be verified. Some of them are :

Fingerprints

The oldest ways of verifying the identity of individuals were considered fingerprinting. Fingerprinting has reduced usage nowadays because of the development of advanced biometric technology. Fingerprints are also not considered reliable anymore because the fingerprints can get damaged with age or if you regularly do some DIY or any particular type of work. Fingerprinting can also be easily spoofed by criminals.

On the other hand, fingerprinting is cheap and easy to use. The quality can vary from one fingerprint verification system to another, with considerable divergence from false acceptance and false rejection rates. Therefore, it is considered one of the oldest and the least reliable ways of biometric verification.

Iris scanning

One of the most proficient ways to verify the identity of the individuals is through Iris scanning. This is a highly reliable biological feature for face verification. In this technique, the scanner reads the unique pattern of the iris and converts it into an encrypted barcode. This produces excellent results, especially when done with infrared light.

Despite its authentic result services, it is disliked by a lot of individuals. People usually dislike the idea of penetrating light into their eyes. The fact that you have to maintain a specific posture while undergoing the process also creates discomfort. Hygiene is another frequently discussed drawback, the system requires the individuals to place their chin on the chin resting place which has already been used by a lot of other people.

Palm Vein Pattern Recognition

This is another efficient method considered in biometric authentication. It is based on the recognition of unique vein patterns. This is a relatively better recognition process than finger recognition because of the availability of more reference points.

It is currently regarded as one of the best methods in the area of biometric verification along with the iris recognition process. It is highly authentic, faster, and ensures a convenient user experience.

It is often confused with the hand identification process which is even older than fingerprinting methods. Hand geometry uses the width of the hand, length of fingers, a system using even fewer unique traits than fingerprinting.

Facial Recognition

Biometric verification through facial recognition is the most widely used method in the market. This technology came into being only recently and is an excellent way if the customers are required to be verified remotely. This feature reads the face of the individual and performs  3D depth analysis, liveness detection. Facial recognition software is now available even on smartphones. People are now using facial recognition technology to unlock their phones.

Unlike fingerprinting, facial recognition technology does not need any additional software to be available on the system. All a customer needs to have is a camera on their device. The camera of the mobile phones can do the work.

The facial verification process is available on phones, tablets, and PCs. It can easily be used for remote verification also. The user does not have to go anywhere to get their biometric done, rather they are required to pick their phone and let the camera do the rest of the work. Facial verification is fast, efficient, and effortless.

The facial verification process ensures a higher level of security for its users. It has a greater acceptability rate than fingerprinting. Every individual has unique facial characters which makes this verification method secure, reliable, and user-friendly.

Conclusion

There are different types of biometrics through which the identity of the individual can be verified like fingerprinting, facial, voice, and eyes verification. Among them, facial recognition is fast and secure. It allows businesses to remove the threat of identity. Through 3D depth analysis and liveness detection, deters any chances of spoof attacks and is completely secure, owing to the contemporary situation it is also the need of the hour.