Motherhood is a very important area of life and a lot of young mothers are always looking for information that will enable them to take good care of their children. This has created a good opportunity for people who want to make money by providing these women with the information they need. The following are a few easy ways to make money with tips on motherhood.
- How Can Stay at Home Moms Make Money?
- How Can Single Moms Make Money Fast?
- How Can I Make Money From Home With a Baby?
- What Are The Best Jobs For Stay at Home Moms?
- What Are The Highest Paying Stay at Home Jobs?
- What Jobs are Flexible For Moms?
- What Jobs Are Best For a Housewife?
- How Much Does Amazon Pay to Work From Home?
- How Can I Make 100k at Home?
- What a Stay at Home Mom is Worth?
- What Are The Easiest Stay at Home Jobs?
- How Can a Single Mom be Successful?
- How Can I Earn Money by Sitting at Home?
- How Can a Stay at Home Wife Save Money?
- Ideas For Stay at Home Moms to Make Money
- Ideas For Stay at Home Mums to Make Money UK
- How to Make Money as a Stay at Home Mom in South Africa
- How to Make Money With a Cute Baby
- Money Making Crafts For Stay at Home Moms
- Government Money For Stay at Home Moms
- How Can a Stay at Home Mom be Financially Independent?
- Grants For Stay at Home Moms
- Stimulus For Stay at Home Moms
- Can Stay at Home Mom Collect Unemployment?
- Emergency Loan For Stay at Home Moms
- Business Grants For Stay at Home Moms
- Pell Grant For Stay at Home Moms
How Can Stay at Home Moms Make Money?
Create A Parenting Website
Motherhood tips can be given a category on your parenting website. These categories will also have several sub-categories that will deal with different aspects of raising young children. For instance, you can have sub-categories on pregnancy, common childhood illnesses, diapering, hygiene, weight loss after pregnancy, single motherhood, balancing family life with work and so on.
Read Also: How to Make Money With Online Courses
The topic of motherhood is so versatile that you will never lack material for your website. If you want to be more focused, your website can just be about motherhood only.
Join Affiliate Networks
To make money with tips on motherhood on your website, it has to be properly monetized. The ideal way to do this is to register with affiliate networks and promote relevant products on your website.
Make sure that your affiliate links and banners are placed where they can be easily seen by your visitors. You can find a lot of products to promote if you join the Amazon Associates program. You can also consider Google Adsense.
Promote Your Website
People have to know about your website before you can start having visitors. You can start by telling your friends on social networks. Search for motherhood forums online and start making regular posts.
Make sure you read their terms and conditions so that you will not violate them. Your signature on these forums will be a link to your website. If your posts are informative, you will start getting traffic from the members of these forums.
Use email Marketing
Email marketing is another good way to make money with tips on motherhood. If you already have a website, you can place an opt-in form on your home page to capture the emails of your visitors. Offer a giveaway such as a 10-20 page eBook on a popular area of motherhood to encourage subscription.
You can also offer a 7 days course on a certain area of childcare as another incentive. Once you have a collection of emails, you can start sending them emails that include links to the products that you are promoting.
Create A Facebook Page
A Facebook page is an excellent way to quickly connect with mothers and build a list of subscribers that you can make money from. Facebook pages are easy to create but if you do not know how to go about it, you can always hire someone to create a professional-looking page for you.
You will be able to interact easily with your visitors on the page and they will develop trust in you over time which will make it easier for you to make money with tips on motherhood.
How Can Single Moms Make Money Fast?
Consider the following ways to earn extra cash in your spare time.
Become a Child Care Provider
There are many families out there who need quality child care at odd hours. So even if you work full time during the week, you can still earn extra income on the side by caring for other children on the weekends, or even during occasional weeknight and overnight. The average hourly pay for such work is around $10 per hour.
Do Freelance Work
Do you have a skill that could help you earn extra money on the side? For example, writing, editing, graphic design work, and photography can all be done on a freelance basis, just to name a few. Sometimes these jobs can be done from home, in which case it may be worth looking into day care for infants in Exton, PA or others near your area if you have kids, as you don’t want to get distracted during the day.
Additional options include website development, search engine optimization, proofreading, and transcription work. Evaluate the skills you already possess and consider putting them to use to earn additional money working from home after traditional work hours.
Become a Virtual Assistant
Do you enjoy helping others? Are there tasks that you’re able to complete faster than others, such as performing online research, making phone calls, and posting content to social media? Putting those skills to use as a virtual assistant can help you earn additional income on a regular basis.
For example, a small business owner might contract with you to regularly develop and send monthly e-newsletters or update a database.
Clean Houses
Are you someone who enjoys cleaning and is good at it? According to the Bureau of Labor Statistics, the going rate for house cleaners is a little under $12 an hour. However, many earn $25 and up, depending on the job and location.
In some situations, you may be able to bring your kids along with you to cleaning jobs, too. If you’re just getting started, try posting an ad at your local grocery store or on a community bulletin board.
Pet Sit for Your Friends and Neighbors
Pet sitting is another way to boost your ‘single mom income’ and earn extra cash without interrupting your family’s existing schedule. For example, if you work full time, advertise that your dog-sitting services are available in the evenings and on weekends only.
According to Pet Sitters International, an association for professional pet sitters, on average, sitters make around $18 for a half-hour visit. Caring for up to four pets per month could earn you a few hundred dollars a month, depending on how long and how often you pet sit.
Get Creative
Finally, consider how you might transform other unique skills you possess into an opportunity to earn supplemental income. For example, if you love making scrapbooks, try offering your services to other parents. Are you great at organizing your rooms at home? Consider renting out your services as a personal home organizer.
When you figure out your creative gifts and what you love to do, the possibilities are endless for parlaying your skills into a paying side job. For example, do love arts and crafts? Make a plan to sell your creations online and at local craft fairs.
How Can I Make Money From Home With a Baby?
Being a stay-at-home mom or dad is a full-time job, but it doesn’t pay a full-time paycheck. This makes it difficult for some one-income families to earn enough money to pay for things they need, let alone grow their savings.
Good news is, there are ways to earn money without leaving the house or sacrificing your time with the kids. These opportunities enable you to make some cash while your children are at school, asleep, or even while they’re home and wide awake!
1. Sell Custom T-Shirts
Teespring allows you to create & sell custom t-shirts with zero hassle, zero upfront costs, and zero risk! You design and promote it, and they produce and ship it! Great for reunions, sports teams, clubs, and parties!
2. Set Up an Online Store
You can now profit from your own online store from the comfort of your home, and setting it up is extremely easy! Many people make decent part-time and full-time income with online storefronts. Here are a few of my favorites:
- Amazon
- eBay
- Zazzle
- CafePress
3. Get Paid for Freelance Writing Work
Elance has thousands of job listings available for freelance writers. If you love writing and are able to provide unique articles and content, this could be a perfect fit. There’s a husband and wife team who runs their freelance writing business on the site, and they’ve made over $468,000 in the last 12 months.
4. Sell Articles for Cash
If you have a knack for writing articles on various topics, this is for you. All you need are writing skills, unique articles to submit, and a Paypal account to receive payments!
5. Sell Your Old Books
Do you have books laying around, collecting dust? BooksCouter.com helps you sell your books for the highest price by comparing prices from 58 book-buying sites so you can quickly find who will pay the most for your books. Once you’ve found the right buyer, you choose how you’d like to get paid, download a free shipping label, and send your books out!
6. Sell Your Photos
You no longer need to open a studio to make some extra cash as a photographer. There are plenty of sites looking to buy digital photos. Of course, the better you are at it, the more money you will make, but it can be nice passive income. I have friends who have earned a few hundred dollars for a single photograph! Here are some of the more popular photo buying sites to check out:
- Shutterstock
- 123RF
- Dreamstime
- CreStock
- Fotolia
- Getty Images
- SmugMug
7. Sell Your Old CDs, Movies, and Games
Declutter will pay you from a few cents to over ten dollars for your old CDs, movies, and games. If you need to clear out your space of old items you no longer use, you might as well get paid doing it!
8. Offer Any Kind of Service for $5 on Fiverr
You can sell all sorts of things from logo designs and resume writing services to writing breakup letters and pranks calling a friend. You have to check out their marketplace yourself to believe what people buy on there! Create your $5 gig (tack on a few “add ons” and earn even more!) on Fiverr, promote it, and start earning some real cash!
9. Become a Mystery Shopper
As a Market Force mystery shopper, you’ll get paid to eat and shop for free at your favorite brands. Mystery shoppers are independent contractors posing as “shoppers” paid to visit local brands as a regular customer and report back on various aspects of their experience for market research. You set your own schedule and it’s free to sign up!
10. Get Paid to Type
As a SpeakWrite typist, you take one-hour shifts where you simply type out spoken audio. You set your own hours and from the comfort of your own home. Fast typists can earn upwards of $15/hour!
What Are The Best Jobs For Stay at Home Moms?
The desire to have a career while being available for their children can parlay into landing a flexible job that melds to a working parent’s schedule and allows them to meet the financial needs of their family. Looking for work-at-home jobs for moms and dads can be the ideal way to meet obligations at home and in a career.
We’ve listed 10 of these stay-at-home jobs below, along with their median pay from PayScale.
1. Customer Service Representative
Median Pay: $37,907
Work-from-home customer service roles are plentiful. Workers who can take phone calls, respond to inquiries, provide customers with assistance, and complete administrative tasks will be well qualified for this type of role. You’ll need a quiet home office and the ability to learn and use technology and software programs.
2. Data Entry Specialist
Median Pay: $35,833
One of the more popular jobs for stay-at-home moms and dads, data entry positions can be highly flexible roles that allow you to manage your daily routine with your children by working while they sleep or are at school. Employers hiring for data entry jobs often require strong keyboarding skills and sharp attention to detail, which are skills that many parents already have.
3. Recruiting Coordinator
Median Pay: $45,485
If you think you might enjoy helping people get hired into a new job, a recruiting position may be a good fit. Recruiting coordinators typically assist HR personnel with looking over resumes, performing background checks, assisting with interviews, and onboarding new employees.
4. Proofreader
Median Pay: $43,126
Proofreaders typically are highly detail-oriented and can find even the smallest of errors. As a remote proofreader, you’ll ensure consistency, check formatting, confirm facts, check grammar, and more.
5. Writer / Blogger
Median Pay: $48,732
Many publications and online resources are interested in parenting topics. Use your experience in parenthood as the impetus to get paid to write. Contribute to a parent-focused website, social media outlets, or other publication. Or, use your financial management expertise or career focus as your basis for contributing. Use your storytelling skills to cash in!
6. Transcriptionist
Median Pay: $32,861
Transcription jobs for stay-at-home parents are available with remote, part-time, and flexible schedule options. Common tasks of a transcriptionist include transcribing audio or written content, reviewing reports, and correcting errors. Most jobs will require the ability to type 75 WPM or more.
7. Virtual Assistant
Median Pay: $38,478
Virtual assistants provide administrative support to an individual or team. Handling email and social media, maintain calendars, scheduling meetings and travel, planning events, and researching may be some of your tasks. Virtual assistant jobs are done 100% from home and can be found on a part-time or full-time basis.
8. Online Teacher / Tutor
Median Pay: $43,476
As a parent, you’ve likely taught your child to read, tutored them through math assignments, and taught them all of their life skills. Education is most likely part of your daily routine, so why not convert those skills to earn an income?
9. Accounting Clerk
Median Pay: $38,500
Accounting clerks most often maintain financial records, reconcile bank statements, prepare reports, process transactions, and provide clerical support to the accounting department. Bookkeeping, data entry, and word processing skills are often required. Accounting clerks can often find remote roles that may be full-time or even freelance.
10. Graphic Designer
Median Pay: $43,275
Digital and visual designers can find great roles that allow the job to be done completely from home and often on a flexible schedule. In a graphic design career, you might create logos or ads, help design the look and feel of a website, or create signage, leaflets, or other informational materials.
What Are The Highest Paying Stay at Home Jobs?
While there are many flexible positions, here are 15 jobs that will likely allow for you to work from home and earn more than $35,000 annually with data from Indeed Salaries:
1. Graphic designer
National average salary: $18.26 hourly
Primary job duties: Graphic designers work simultaneously on 5+ projects based on current client workload. They put together elements of other designs, such as icons and photographs and create visual aspects of marketing materials, websites and other media.
2. Blogger
National average salary: $18.83 hourly
Primary job duties: Bloggers plan, research, write and edit articles from concept to delivery. They lead content initiatives and deliver effective recommendations, and also partner with writers, design and SEO to define user strategy.
3. Recruiting specialist
National average salary: $42,631 per year
Primary job duties: Recruiting specialists develop contacts with individuals and businesses to generate qualified leads. They handle recruiting duties utilizing various contact methods and maintain logs of applicant records and provide regular recruiting updates.
4. Translator/interpreter
National average salary: $21.24 hourly
Primary job duties: Translators perform translations that are grammatically compliant with target language rules. They convey the full meaning of the source language into the target language and produce idiomatic translations considering the type of material and readers’ viewpoints.
5. Freelance editor
National average salary: $22.83 hourly
Primary job duties: Freelance editors create content campaigns that align with marketing objectives and company goals. They produce, edit and customize content for all social media platforms and pitch articles to third-party websites for publication and guest post on partner webs.
6. Grant writer
National average salary: $46,577 per year
Primary job duties: Grant writers develop and maintain relationships with donors. They produce proposals, donor appeals and acknowledgment letters and maintain and develop a calendar of deadlines for reporting.
7. Medical coder
National average salary: $49,204 per year
Primary job duties: Medical coders perform coding and abstracting on outpatient medical records. They abstract lines of code and clinical data and provide routine feedback to healthcare providers to correct deficiencies.
8. Tutor
National average salary: $24.30 hourly
Primary job duties: Tutors set up meetings with clients to review assignments in the applicable subject area. They ask students about trouble subject areas that warrant further exploration and review test or assignment questions the student did not answer correctly.
9. Insurance agent
National average salary: $55,651 per year
Primary job duties: Insurance agents develop positive working relationships with clients. They approach clients via cold calling and direct mail to inquire about their insurance situations and future needs and deliver policy proceeds after a claim is filed and approved.
10. Sales representative
National average salary: $60,333 per year
Primary job duties: Sales representatives capture customer information including address and phone number for future follow-up. They adjust your sales presentation based on success/fail averages and build rapport with customers through friendly, engaging communication.
What Jobs are Flexible For Moms?
So you’ve been searching around for a flexible job for some time now without success. It’s not easy to find a remote, flexible job that allows you to telecommute. But help is on the way!
Whether you want to work from home or make your own schedule, here is a list of flexible, work-from-home jobs for moms that can help you achieve your goal!
1. Medical Coding
If you are looking for a high-paying remote job, then look no further than medical coding. When a doctor makes a diagnosis or performs a procedure, patient records and billing documents are updated with special alphanumeric codes. The job of applying those codes is performed by a medical coder.
Medical coders often work for health care providers, insurance companies, or government agencies. Medical coders are in high demand, so certified medical coders can earn more than $75K per year. Some common job titles in this category are medical auditor, medical reviewer, and health information specialist.
2. Amazon Work from Home Jobs
Amazon merits a spot on our list because of the because of the company’s commitment to work from home jobs, and the sheer volume of remote positions the company provides. Amazon has a wide range of remote positions in management, virtual customer service, software development, logistics, and technical support. Amazon jobs pay well, with average salaries that can exceed $100,000.
3. Virtual Assistant
Virtual Assistants (VAs) are now in huge demand from entrepreneurs and businesses who operate both online and offline. Much like a regular assistant, virtual assistants can also handle all scheduling tasks and is one of the best work from home jobs for moms.
Outside of work, virtual assistants can still be on the clock. They can maintain daily tasks of your personal life like scheduling appointments with your doctor, sending gifts on your behalf, and answering phone calls.
4. Graphic Designer
If you’re good at creating visual concepts, by hand or using computer software, communicating ideas that inspire, inform, or captivate consumers, then consider a career as a graphic designer.
Graphic designers use software like Photoshop and InDesign to create print publications and graphics for websites and other for digital media. Remote graphic designers often have the flexibility to choose working hours, so it’s an excellent work from home job for moms.
5. In-Home Tutoring
In the wake of COVID-19, the demand for in home tutoring has exploded in the United States and world-wide. U.S. based tutors are needed to teach English as a second language to students in other countries. The need is especially great in China.
There is a growing need for tutors assisting parents who are home schooling children due to the pandemic. Tutors are expected to virtually educate students, grade work and provide feedback on student progress.
Tutors can work from home, making this an ideal flexible job for teachers who may want to transition from work in public or private school systems.
6. Data Entry
If you are detail-oriented, and enjoy working at a keyboard, and don’t mind repetitive tasks, then you should consider a data entry job from home. As a data entry specialist, you may be asked to inter data into spreadsheets or other specialized applications. Data entry positions are needed in all sorts of organizations. When you search for data entry jobs, proceed with caution to avoid work from home scams.
7. Social Media Manager
So you’re good at post descriptions, creating attractive content for the audience and managing different social accounts? Try social media marketing and create campaigns or update day-to-day activities including relevant content topics to reach the company’s target customers.
8. Curriculum Writer
Also known as curriculum developers and instructional coordinators, curriculum writers are often licensed teachers or school administrators. Their responsibility lies in developing and implementing new techniques to improve education and training quality. Good thing is you can do this remote, and choose your own working hours as long as you meet the deadlines.
9. Personal Trainer
Where you work will determine your daily responsibilities, but typical duties for a personal athletic trainer include: Demonstrating exercises and routines to clients. Assisting clients in their work-outs to minimize injury and promote fitness. Level of flexibility: Choose your own schedule.
10. Management Consultant
If you enjoy finding new and better ways of doing things, you might thrive as a management consultant. Management consultants are experts who are trained to solve complex problems, devise invaluable strategies and improve the financial and operational health of their clients’ organization. Many consultants are self-employed and control their schedules however lots of traveling is involved.
What Jobs Are Best For a Housewife?
Housewives, based on their skill-sets, can successfully do a variety of businesses from the very comfort and convenience of their homes. Home based business is a good option for stay-in-moms to constructively make use of their spare time and also earn a few bucks without having to step out. All one needs is the right attitude, time management and the preparedness to work hard.
1. Online Data Entry
It can be a great way for homemakers to make some easy money. All you require is an internet connection and a computer. You need not be proficient in using the computer. You merely should be familiar with elementary computer operations.
Many companies choose to delegate their data entry work to freelancers. You may be expected to build up questionnaires and make forms from the scanned copy of a prevailing document.
2. Paid-to-click Jobs
These jobs also do not entail any special skills apart from internet browsing and basic computer skills. There are several internet websites where one can register for free to enlist oneself for paid-to-click or PTC jobs.
You need to create an account with genuine PTC sites and log in to check out all available ads present in your account. You will then get paid for viewing and clicking on the ads. Also, you will require to open a PayPal account for receiving your payments.
3. Gift Baskets
Organising gift baskets can be a delightful craft business idea for stay at home moms. If you possess the creative streak and love to style things, you can consider curating gift baskets for others. Commonly people are at a loss for ideas for gifting on important occasions like birthdays, anniversaries, promotions, Valentine’s Day or other special events.
During the festival season like Diwali and Christmas, exclusive gift baskets are always in much demand. Thus, the sale opportunities can be countless. You can use your inventiveness to create customised gift baskets as per the event. You can also add personalised notes to make your gift basket unique and special.
4. Publish E-book
Business ideas for educated housewives can lead to the publishing of a tutorial book, story-book, novel, DIY guides. If you have a flair for writing and are comfortable with internet browsing, taking up writing can be an excellent way to put that skill to good use.
You can opt for publishing your writings in the form of an E-book (digital format) via Kindle, Amazon. You can also start your blog and place ads to generate money. You can pen down your original thoughts and compile them into an E-book.
5. Affiliate Marketing
Affiliate marketing is the current rage wherein individuals can make a decent profit by selling other trader’s products or services. You don’t need to set up a store for such a project. An internet connection and a PayPal account are all you may need to get started.
You can do business by registering for free in an affiliate marketing program. Some popular places to begin can be Amazon, Commission Junction, Flipkart. You can formulate different marketing strategies and earn a commission on every sale.
How Can I be a Stay at Home Mom if I Can’t Afford it?
Here are some resources every mom needs to get started:
1. A Budget
To figure out how to afford to be a stay-at-home mom, the number one thing you’ll need is a budget. If you’re just learning how to budget, don’t worry(!) there are plenty of budget tools out there. Even if you think you totally suck at budgeting, you can still start a budget.
You have to know where your family stands financially so you can figure out how to afford your lifestyle and where you can scrimp and save. You need to be able to pay your bills AND live within your means. Being a stay-at-home mom shouldn’t entail taking on epic debt. So sit down on your tush and write out that budget.
2. A Plan to Supplement Income (if Needed)
Depending on the income level of your spouse and the way the two of you handle finances, you may need a plan to supplement the income you’ll be moving away from when you stay at home with the kids.
There are lots of other ways to make money from home and many of them offer the flexibility you need as a working mom. You could be a virtual assistant or a freelance writer (if writing is your strong suit!), both of which allow you to work from home on your own schedule.
Really look at your plan realistically and make sure you can afford to take the plunge. If it doesn’t seem feasible, look at part-time work or other options until you know what you can bring in and afford.
3. Support
Being a stay-at-home mom is hard. There are days when you might struggle or feel like you aren’t sure if you’re doing a good job. There might be times when you’ll wonder if it’s the best choice for your family. To make it through, you’ll need support.
While your spouse will probably be your primary emotional support-giver, you’ll probably also want to be sure you have other sources of emotional support as well. (You’ll also want to have a backup financial plan, including life insurance in case the unthinkable happens to your spouse.)
Blogging has allowed me to meet so many other wonderful moms who TOTALLY get me, so if you’re feeling alone or isolated, or if you feel like you don’t have anyone to lean on, try joining a Facebook group with other moms or look for other real-life moms you can connect with and express your joys and frustrations with, perhaps over coffee or pull double-duty on that next playdate.
4. A Social Network
Speaking of, anyone who’s spent extended periods of time with three-year-olds knows you can only watch so much kids’ programming, sing so many songs, and pretend so many things before you start to feel a little less-than-sane.
Kids are amazing, fun and wonderful, but we also need grown-up time to help keep us balanced. Yes, sometimes we have to say no to certain invitations because schedules and budgets won’t allow, but keep your important connections up.
If you’re planning to be a stay-at-home mom, keep your social network strong, and be sure you get enough friend-time in. Say yes to yoga classes and neighborhood get-togethers. It’s important that you keep your friends IRL and not just online as well. While having a social media network is great, nothing beats coffee and the listening ear of a good friend.
5. Go-To Meals
Every stay-at-home mom needs some go-to meals in her pocket. (Not literally, guys.) You need to have meals you can pull together fast and whip up without a lot of effort or stress. While it’s totally fine to order pizza or takeout once in awhile, too much can add up and take a massive toll on your budget.
Instead, find some quick and easy recipe ideas that are just as good as takeout. Try wraps, sandwiches, and easy slow-cooker and make-ahead freezer meals to help you feed your family on a budget. You don’t have to make epic dinners every night (or ANY night) but you should have a few ideas you can throw together in a pinch.
How Much Does Amazon Pay to Work From Home?
The average weekly pay for a Work From Home Amazon Customer Service in the United States is $962 a week. While ZipRecruiter is seeing weekly wages as high as $2,308 and as low as $298, the majority of Work From Home Amazon Customer Service wages currently range between $558 (25th percentile) to $1,067 (75th percentile) across the United States.
The average pay range for a Work From Home Amazon Customer Service varies greatly (by as much as $510), which suggests there may be many opportunities for advancement and increased pay based on skill level, location and years of experience.
How Can I Make 100k at Home?
If you’re looking to land a high-paying remote job, an effective strategy is to search using different keywords (e.g., “work from home,” “virtual,” “telecommute,” “flexible,” “part-time” and “partial remote”). Pair these keywords with related job titles or skill sets (e.g. “work from home project manager” or “telecommute Wordpress”).
With that in mind, here are some in-demand, high-paying remote jobs that can earn you a salary of $100,000 or more:
1. Psychiatrist
Average salary: $217,265
The work: Responsibilities include meeting with patients as needed (typically via two-way video), practicing evaluative and diagnostic procedures, writing treatment plans and guiding staff on medical protocols.
How to get the job: In addition to having the appropriate accreditation and state license to practice, it’s important to highlight your ease with remote technology (e.g., FaceTime, Zoom and Skype) and any teleconferencing software. Being a clinician requires constant documentation and communication, so be sure to emphasize your abundant writing skills.
2. Medical director
Average salary: $135,012
The work: This is a leadership role within a medical department or a healthcare organization. You should have extensive experience in hiring and supervising medical staff, as well as developing and executive medical care strategies. Typically, the job may require some travel and being on-site a few times a week.
How to get the job: Emphasize any previous experience in patient care and administrative supervision. Strong writing and communication skills are a must for a medical director, who also often acts as the “face” of a department or organization.
3. Data scientist
Average salary: $129,806
The work: You’ll need specific training and computer language competencies, but it doesn’t hurt to have an advanced degree in math, statistics, engineering or computer science. Data scientists use computing frameworks to analyze large, raw data sets and develop actionable insights in a variety of industries.
How to get the job: In addition to being extremely intuitive about data, strong communication skills are a requirement. The non-technical aspect of data science is storytelling — what is the data telling us? Showing a track record of your skills as a strong writer and communicator will give you the competitive edge.
4. Software engineer
Average salary: $107,273
The work: Software engineers work with programming languages to create, scale or improve products. The basic languages software engineers use are Java, Javascript, SQL, C++ and Python. The job is surprisingly collaborative, so expect to work closely with coders and UX designers.
How to get the job: You should have a B.A. or B.S. in computer science, information systems, software engineering or mathematics. At the very least, you’ll need to have a strong grasp on a versatile hardware, software and programming language.
5. Senior business analyst
Average salary: $102,936
The work: Senior business analysts collect data in order in to understand a challenges and needs of a business. The role is very collaborative, and you’ll be working with managers across the organization to implement best practices and ensure the recommendations are working.
How to get the job: Serious problem-solving skills and good time-management is a must. Also, your communication skills need to be on point; you’ll be writing a lot of proposals and working with managers and their teams on various projects. Any work experience in management, human resources or information technology will increase your value.
How do Single Moms Stay at Home?
Figuring out the best work at home job for you isn’t all you need to do to be a single stay at home mom. There may be some other lifestyle and mindset changes you need to make in order to adjust yourself to this new lifestyle.
Most of these changes revolve around money – at least at first.
Here are some tips to help you through the process.
Reduce Your Expenses as Much as Possible
When you’re just starting out, money is likely to be tight. While it is definitely possible to make a full-time income working all of the jobs above, you won’t see success overnight.
Reduce your expenses as much as possible to make yourself as financially secure as you can. Cut out all unnecessary bills like cable and eating out until you have a steady and dependable income.
Budget Carefully
You will need to put some money into your new work at home job, but make sure you aren’t spending more than you have. Figure out what expenses you need for education, like courses to get started.
Then determine how much you have to spend on supplies or tools. After that, don’t spend anything more on your work at home job until you are making money from your venture.
Keep Enough in Savings
It’s always important to have adequate savings set aside, but this is especially true when you’re a single work at home mom. Don’t bankrupt yourself trying to get started. You need an adequate cushion of several months expenses to fall back on as a precaution.
Be Prepared to Work Hard
There’s no way to sugarcoat it – you need a lot of grit and determination to make this work.
The good news is that it is possible.
However, you’re going to have to work hard. This probably means getting up early before the kids wake up so that you can fit in some work time, or staying up later than you’d like. For a while, you might have to give up extras like bingeing your favorite TV shows or lazy afternoon activities.
I’m not saying you need to give up everything that you love. In fact, making free time for yourself is extremely important to your success. But you do need to realize that there is no job where you’ll find success easily or overnight. They all require a lot of hard work and dedication if you want to make a full-time income.
What a Stay at Home Mom is Worth?
According to 2019 data from Salary.com, if you are a stay-at-home mom (or dad), and paid for your services, you would be looking at a median annual salary of $178,201. Why? Because many stay-at-home parents work around the clock. If you have young children, work can often mean nighttime feedings, greeting early morning risers, and late-night meal prep.
In addition, a stay-at-home parent wears many hats and must employ many skills in order to be a tutor, negotiator, nurse, party planner, and chef, for starters.
An analysis from Oxfam in 2020 reported that unpaid work by women (and even in 2020, women stay at home doing unpaid labor more than men, according to the organization) in the U.S. would be worth $1.5 trillion in 2019, using minimum wage per hour for its calculations.
What Are The Easiest Stay at Home Jobs?
Whether you’re looking for a small supplementary income or a substantial primary income, you’ll be pleased to know that there are more opportunities out there than ever before.
Since most job tasks can be done online and more employers are allowing their employees to work from home or hiring remote freelancers, there’s never been a better time to make money on your own terms.
The biggest advantages of working from home are that you can choose how much work you take on and when you do it. This is perfect for stay-at-home parents – you might prefer to work in the evenings once your children have gone to sleep.
Here are the top 8 easiest stay at home jobs
1. Bookkeeping
Earn between $25 – $100 per hour
Bookkeeping is a traditional job that can be easily migrated online since minimal client interaction is needed. If you’re good with numbers and organized, it could be a viable path for you and luckily, every business needs a bookkeeper, so there is not much lack of options when it comes to finding online bookkeeping jobs.
If you have a wide network, you might be able to offer your services to people you already know; if not, you could use a freelancing website. You can expect a wage of at least $20 an hour, as this is a specialized service.
2. Virtual Assistant
Earn between $25 – $150 per hour
Many individuals and businesses choose to seek help for tasks that are basic yet time-consuming. These activities may include customer service, administration, photo-captioning, or typing.
Since you can perform all of these tasks from a computer, virtual assistants can easily do them.
Becoming a virtual assistant is a great career option for anyone who is confident in their digital skills and enjoys performing a wider variety of tasks. There’s also plenty of work available since more and more companies are choosing to outsource specific tasks to focus on the creative direction of their business.
3. Data Entry
Earn between $15 – $35 per hour
Data entry is one of the oldest online jobs that has existed. Robots still aren’t capable of transferring information from scanned photos and PDFs into typed form, so human intelligence is needed.
This makes data entry the perfect flexible job for anyone who feels they lack the specific skills needed to perform some of the more specialized jobs on this list – anyone who knows how to use a computer is capable of data entry.
The great thing is that most roles are part-time and allow you to choose your hours, so it’s easy to fit the work in with caring for your children.
Unfortunately, due to the accessibility of data entry, it can be competitive to find jobs. The best-paying companies have long waiting lists you’ll need to stay on before you get offered a job. However, if you can afford to be patient, then it could be well worth the wait.
4. Transcription
Earn between $12 – $45 per hour
Transcription often falls under the category of data entry, but it’s a more specialized skill and offers the chance to earn more money. Instead of transferring information from one source to another, you’ll be transcribing audio or video clips into writing.
The speed and accuracy of your typing are, therefore, pivotal – you’ll generally be paid by the audio minute rather than hours worked, and the number of mistakes you make could also affect your pay.
You can find most transcription jobs by signing up to websites that look for transcribers and sell the products directly to other companies. Some sites pay better than others, but if you have no experience, you may struggle to get accepted into some of the better-paying agencies. Some of these companies include:
- Scribie
- Transcribe Me
- Rev
- Go Transcript
- Speechpad
5. Chat Agent
Earn between $15 – $35 per hour
Customer service is moving increasingly from phone calls to messaging services, which will be a relief to anyone who would prefer not to talk to customers directly. The main requirement is the ability to type quickly.
The Chatshop, SiteStaff, and Ginger.io are three companies that regularly hire chat agents and pay around $10 an hour.
However, one major disadvantage is that they’ll only pay you for the time you’re chatting to a customer rather than the time you’re online, which might get frustrating.
6. Virtual Receptionist
Earn between $15 – $40 per hour
The primary jobs of a receptionist revolve around using a computer and answering the phone – these are both roles that you can easily perform in the comfort of your own home.
Businesses realize this, and more roles as virtual receptionists are becoming available.
Smith Ai hires virtual receptionists for both part-time and full-time positions (20-40 hours a week). The primary responsibilities are taking phone calls and answering webchats, and you can make $10 an hour.
7. Virtual Travel Agent
Earn between $25 – $75 per hour
A travel agent is another traditional job that you may be surprised to hear can be performed solely online – after all, this a role that revolves around talking to customers.
However, consultations don’t necessarily have to be in-person. They can also happen via phone calls or chats.
Three companies that regularly look for new agents are Travel Planners International, Nexion, Outside Agents, and Avoya.
In the long term, you might even be able to start your own travel agency, which would significantly boost your earnings.
8. Social Media Manager
Earn between $35 – $150 per hour
As more businesses migrate online, and their social media presence becomes increasingly more valuable, many companies are struggling to cope. If you’re an experienced social media user, you might be able to help them.
Uploading and captioning posts and replying to messages might sound like an easy task, but companies have lots of other tasks to worry about, so they may need to outsource somebody.
How Can a Single Mom be Successful?
If you’re raising a child on your own, you’re in good company. Single-parent families are more common than ever. Know how to manage some of the special challenges single parents experience and what you can do to raise a happy, healthy child.
Being a single parent can result in added pressure, stress and fatigue. If you’re too tired or distracted to be emotionally supportive or consistently discipline your child, behavioral problems might arise.
Single-parent families also generally have lower incomes and less access to health care. Juggling work and child care can be financially difficult and socially isolating. You might worry about the lack of a male or female parental role model for your child, too.
To reduce stress in your single-parent family:
Show your love. Remember to praise your child. Give him or her your unconditional love and support. Set aside time each day to play, read or simply sit with your child.
Create a routine. Structure — such as regularly scheduled meals and bedtimes — helps your child know what to expect.
Find quality child care. If you need regular child care, look for a qualified caregiver who can provide stimulation in a safe environment. Don’t rely on an older child as your only baby sitter. Be careful about asking a new friend or partner to watch your child.
Set limits. Explain house rules and expectations to your child — such as speaking respectfully — and enforce them. Work with other caregivers in your child’s life to provide consistent discipline. Consider re-evaluating certain limits, such as your child’s screen time, when he or she shows the ability to accept more responsibility.
Don’t feel guilty. Don’t blame yourself or spoil your child to make up for being a single parent.
Take care of yourself. Include physical activity in your daily routine, eat a healthy diet and get plenty of sleep. Arrange time to do activities you enjoy alone or with friends. Give yourself a “timeout” by arranging for child care at least a few hours a week.
Lean on others. Work out a carpool schedule with other parents. Join a support group for single parents or seek social services. Call on loved ones, friends and neighbors for help. Faith communities can be helpful resources, too.
Stay positive. It’s OK to be honest with your child if you’re having a difficult time, but remind him or her that things will get better. Give your child an age-appropriate level of responsibility rather than expecting him or her to behave like a “little adult.” Keep your sense of humor when dealing with everyday challenges.
Be aware that some research has shown that teens in single-parent households have a higher risk of depression and lower self-esteem. Signs and symptoms of depression may include social isolation; feeling sad, alone or unloved; disliking one’s looks; irritability; and a sense of hopelessness. If you see these signs in your child or teen, talk to his or her doctor.
How Can I Earn Money by Sitting at Home?
1. Customer Services:
Customer service offers the highest number of work from home opportunities. People who exhibit great communication skills and have a lot of patience are perfect for this job. Companies look for the workers who have great speaking skills and can help the customers resolving their grievances.
They give quite a decent pay for these jobs and that also adds up to your skills and experience. Here, you would be talking to the companies’ customers and help them solve their issues with the product and give them after sale services.
2. Online tutor:
Are you bored of the school schedules but still want to teach? Then get yourself registered to one of the online tutoring sites and start teaching. All you have to do is make your profile on the site giving the details about your prior experience and the subjects you can teach.
Once you get registered you will be supposed to take classes on skype or do some pre-recorded sessions. You can also teach and give lessons in cooking, yoga and music etc.!
3. Content writing:
If you have a good command over grammar and have a flow in your writing, you can go for this job. There is a high demand in the market for well researched content creators and writers. There are many startups which are in dire need for content writers. Apply, test your skills and luck!
4. Designing:
Are you good with creative graphics and virtual drawing? Here is one more job for you. Whether it be for promotion, marketing or even for a social cause, companies design their campaigns from time to time. They let you work and design various posters and other graphics for these campaigns and events.
5. Pollster:
Pollster is someone who takes or arranges a poll. Companies hire people for taking the surveys. As a pollster you are supposed to take public’s opinion on given topics and issues. It could be during the elections asking people about their expectations with the minister or it could be a product survey also. Someone who is good with people and can talk to them freely can do this job well.
How Can a Stay at Home Wife Save Money?
Set a Budget
If you’re living without a budget, then we can almost guarantee that you’re wasting money. A budget gives every dollar a place to go (house payment, savings, groceries, etc.) and puts you in complete control over your money. So sit down with your spouse and create one now. If you’re unclear about where to start then check out DaveRamsey.com for resources and information.
Use Cash
Studies show that people who pay with cash spend less than those who use a card. Handing over cash and actually seeing it disappear makes a bigger impression than just swiping a card.
After you’ve set a budget, then you can add up how much you need to withdraw for the week and divvy it up into envelopes. Once it’s gone, it’s gone. Also, leave your cards in the car and only bring the allotted amount of cash into the store with you. This will guarantee that you stay within your budget.
Live Within Your Means
Most Americans live paycheck to paycheck and wonder why they never have any money left over at the end of the month. The answer is that they’re spending more than they make. Financially savvy people don’t do this, they spend less than they make.
When you set your budget, make sure you’re able to put money into savings. If you can’t then you need to seriously consider cutting expenses or increasing income. Also, when your household receives a raise then you should consider having it automatically put into savings or retirement instead of spending it.
Stay at Home
If you want to save as much as you can by being a stay-at-home mom then you will actually need to stay at home. Going out uses gas which costs money. Also, if you have a habit of shopping as a hobby, get a new one that doesn’t cost so much such as reading or cooking. Staying home is a great way to keep more money in your wallet where it belongs.
Cook From Scratch
Convenience food is nice, but it costs more money. Almost anything can be made at home for a fraction of the cost and is normally going to be better for you and your family. Freezer cooking is also a great way to keep convenience food on hand without going over budget.
Eat at Home
Eating out is a huge budget drainer, especially if you have a growing family. I know it’s a hard habit to break, but try to menu plan and keep snacks in your car for when you are caught out longer than expected.
Grow Your Own
Growing your own food is an excellent way to feed your family healthy food on a limited budget. A packet of seeds or even a couple of plants will cost you pennies per pound of food than buying store-bought produce every week.
Find Free Entertainment
As a stay-at-home mom, you will probably be tempted to spend more on entertainment than if you were working full-time. Resist the urge to enroll in expensive classes and consider going to the park or hosting a play date instead. Make the most with what you have without spending tons of money. Your kids probably won’t even notice.
Utilize the Library
This one goes along with finding free entertainment, but it’s such a great resource that it deserves its own paragraph. Your local library is probably one of the best resource you will find. They host weekly kids classes and workshops. Not to mention you can check out books, TV shows, movies and music for FREE!! So ditch Netflix and dust off your library card.
Barter with Friends
Bartering is a lost skill that should be revived. As a stay-at-home mom, you probably have a group of other stay-at-home mom friends, so why not consider bartering with them? Have each woman make of list of skills (haircutting, knitting, gardening, piano lessons, etc.) and resources (eggs from chickens, access to a boat, abundance of produce from the garden, etc.) to see what you could swap with one another.
Ideas For Stay at Home Moms to Make Money
If you’re looking for ways to increase your income and raise your children at home simultaneously, consider this list of ways to make money out of your house. The jobs, gigs or strategies are organized by industry or skill to help you quickly identify ideas that will help you make money as a stay-at-home mom.
Writing is the ideal job for many stay-at-home moms. If you have strong writing, editing or proofreading skills, you can find freelance, part-time or full-time with work in a variety of industries. Some writers choose to write their own content and self-publish e-books or physical books through various online platforms. Consider one of these writing-based jobs if you have the skills:
- Blogger
- Author
- Proofreader
- Content writer
- Recipe writer
- Copywriter
- Ghostwriter
- Newspaper columnist
- Virtual tutor
- Copy editor
- Resume writer
For the entrepreneurial-minded mom, you can take advantage of a variety of niche markets to build your own business. Occupations like wedding planning and party planning are simple to do from home with the help of a website and cell phone.
Others might require clients to come to your home, like hairdressing or photography. Whatever your skill set, you can find a way to monetize your education and experience. Think about trying one of these jobs:
- Freelancer
- Photographer
- Hairdresser
- Travel agent
- Survey taker
- Odd job performer
- Wedding planner
- Dog walker
- Product tester
- Voice-over actor
- Seamstress
- Second-hand seller
- Clothes ironer
- Podcaster
- Party planner
- Dog sitter
- Virtual organizer
- Landlord
- Affiliate marketer
- Sponsored poster
As businesses become more and more globally focused, the ability to telework and perform tasks during off-hours becomes more prevalent. You can handle many traditional business roles like sales and data entry from home. Search for remote positions like these online or consider getting in touch with local businesses to see if they need any part-time support:
- Virtual assistant
- Social media manager
- Salesperson
- Data entry representative
- Real estate agent
- Customer service representative
- Head hunter
- Medical transcriptionist
- Email responder
- Company trainer
- Telemarketer
- Transcriber
- Translator
- Customer service representative
- Consultant
Ideas For Stay at Home Mums to Make Money UK
With stay-at-home mums often sacrificing their income in order to raise children, it is nice to be able to earn some extra money, and there are plenty of ways for mums to earn money from the comfort of their own home, at a schedule that suits them and their family commitments. Here are some ways for stay-at-home mums to make some extra money.
Free daily draws
Did you know that your postcode can earn you money, for free? Alongside the FREE Postcode Lottery, there are tons of daily free lottery websites around. You simply register and check the website every day to see if you have won. The websites make their money from advertising, which means they can afford to pay out the winnings.
Start a blog
Blogging is not only a great hobby, but it can also help you to generate an income as well as some other fantastic benefits. You will need a topic that you are passionate about and a platform – you can even start for free!
Bloggers earn their money in a variety of ways, from advertising, sponsored posts (this is where a brand asks a blogger to write about their branded products), affiliates (where someone buys something after a blogger has written about them) and many other ways.
Bloggers can also get some fantastic freebies sent to them to try out. It isn’t as easy as just starting a blog, but if you put in the hard work, the earning potential is limitless.
Mystery shopping
Ok, so it’s not something you can technically do whilst you’re at home but it’s something you can do when you’re out and about! Mystery shopping is where you are paid to check the service provided by a company – usually a shop or a restaurant. Not only is it a great way to earn extra income, you will also get your purchase or your meal paid for.
Complete online surveys
Completing online surveys isn’t going to make you rich, but it will boost your bank balance and help you pay for the occasional treat. They can take anything from a minute to over an hour, and the payment is in line with the length of the survey.
There are plenty of survey websites – my absolute favourite is Prolific Academic, where you complete surveys for academics and you can get paid as soon as you’ve earned £5.
Focus groups
Taking part in focus groups is a great way to make extra money. Focus groups allow companies to get an idea about how their potential customers will react to their new product or service and make any changes before it is released. In order to get your valuable feedback, they will pay for your time. You can also complete focus groups online, so you can earn money from the comfort of your own home.
Make money reselling on eBay
Reselling on eBay is becoming more and more popular, and it is a step up from just selling your unwanted (or your child’s outgrown) items. Reselling is where you buy something specifically to resell on eBay. Car boot sales, charity shops and auctions are great places to source your items to resell.
How to Make Money as a Stay at Home Mom in South Africa
To be honest, the available jobs to work from home in South Africa is not different at all from what people from other parts of the world have.
And just like anywhere in the world, it is nice knowing that there is so any work from home jobs South Africa to choose from. All you have to do is go to Google and search for jobs to work from home in South Africa. You will be surprised seeing a long list of available remote work for you.
Having said that, here are a few works from home jobs South that you can try getting into:
Freelance Online Jobs
Of course, probably the most accessible and easiest way to make money while working from home is by applying for freelance online jobs.
By searching on Google alone, there are thousands of freelance online jobs globally. Most of these online job opportunities do not mind where you are from as long as they sense that you are the right person for the job.
Depending on your interests, you can work as a freelancer on the following industries:
Writer
If you have a passion or love writing, you may want to consider working as a ghostwriter, content writer, news writer, creative writer, paralegal writer, and the list continues.
Honestly speaking, writing jobs have the most number of job opportunities online. So if you think, this one is the industry that you are most likely to excel. Then go apply for writing job opportunities.
Copy Editor/Proofreader
Are you someone who’s very keen with attention to details?
Do you think you are better off as a copy editor or proofreader, then so be it. There are also countless of online job opportunities for you in this field.
Virtual Assistant
Another in-demand job nowadays is a virtual assistant. You do not need to have a very specific degree to be one.
A virtual assistant simply needs to be very keen on details, knows basic Microsoft applications, etc. It is a plus if you are familiar with virtual assistant software, but not really necessary for you to land in a job. At the end of the day, you will be hired for your competence and the rest? Some if not most employers are very much willing to train their virtual assistants.
Online Tutor
If you love teaching, then you can try becoming an online tutor. While there are websites that focus solely on teaching the English language, there are other websites that allow you to teach the subject that you are most comfortable at.
IT-related Jobs
Are you from the IT world? Well, no worries, you can continue being an IT woman as there is a lot of work from home IT jobs available out there for you. You can choose depending on what your IT expertise is – can be javascript or web programmer, etc. There is a job waiting for you, for sure.
Recruitment Consultant
Yes! Even human resource work can be done from home now. If you are from HR work, there is also an online freelance job for you.
There are actually a lot more to include in this list but we only picked the most common industries you will find offering work from home job opportunities.
Renting Out a Spare Room or Flat
Do you have a spare room or a spare flat? Make a profit out of it! Rent that out for local or international tourists. You can act as the property manager instead of hiring someone else to do it for you especially since it is just within your home or within the vicinity of your home.
To start it off, you may personally interior decorate or ask the help of a friend or if you have extra money, you may hire an expert to do it for you so space becomes more pleasing and livable. Then, you take photos or you can ask a friend who takes photos really well to do it for you, and then open it for rentals online!
Sign up on Airbnb and start renting and earning from your spare space today!
Online Selling
A great way to start off an online selling business is by selling old stuff!
Have you tried tidying up your home lately? If not yet, then we suggest you do it and you will be surprised at how much stuff you have that needs to go.
Instead of throwing them up or giving them away, you can try selling your old clothes, shoes, children’s clothes, shoes and toys, old furniture, etc.
All you have to do is sign-up on online stores like Amazon or Etsy and you are ready to launch your online business. You can also try selling them on Facebook Marketplace or Instagram. There are countless ways to sell them online, you just have to find the right platform for you.
But what if you do not have the stuff to sell? Well, you for sure have a hobby that can make money. If for instance, you love making quilts, you can start an online shop that is open for commission work. If you do graphic design, come up with graphic design tees and sell them online, and the list goes on.
Blogging
While you can work as a freelance writer, you may also want to consider putting up your own blogging site and earn from it.
Yes, you read it right!
If you do not know yet, you can make money from writing blogs. How? By placing ads on them or through affiliate marketing. Blogging is very promising and can definitely help you earn extra income for the family.
Isn’t cool being able to do something that you love or are passionate about, at the same time, earning from it?
In addition to the list above, women from South Africa may also make money from taking online polls and surveys.
Online Polls and Surveys
You thought to answer online polls and surveys are boring and a waste of time? Well, that impression will probably change if we tell you that you can actually make money out of it! Yes! There are several websites that pay you from answering their online polls and surveys, regardless if you are from South Africa or anywhere else in the world.
The key in here is – the more polls and surveys you answer, the more you make money out of it
How to Make Money With a Cute Baby
I’ve come up with seven surefire ways to make money off your baby, to make sure your fetus works for you and not the other way around.
1. Start contacting brands now. Only suckers pay for baby clothes and diapers.
2. On that same note, when your baby is born, s/he will be a blank canvas…for lots and lots of tattoo ink. Turn that little bugger into a NASCAR vehicle fueled by breast milk.
3. Except, no. Sure, it’s all the rage to boob feed your kid, but breast milk is free. The real money’s in formula feeding. A girl’s got to get paid!
4. Treat your body like a garbage can while pregnant. Eat all the artificial colors. Roll the dice with some cold lunchmeat. Drink caffeine. Drink alcohol with your caffeine and caffeine with your alcohol. Do everything you can to help your fetus on the road to physical or mental abnormality, AKA liquid blog gold.
5. Conversely, treat your body like a temple while pregnant. Then, when your shiny, crunchy, perfect baby pops (100% naturally) out of your prisine vagine in nine months, you can tell everyone with the utmost certainty how to ensure that their baby comes out just as perfect as your baby. (“The secret is…flax seed oil and kitten tears.”)
Money Making Crafts For Stay at Home Moms
There are so many subjects that you can pursue to make money if you are a creative person who likes to work with your hands.
It takes a little bit of practice to really hone your skills for this category, but once your crafts are perfected, people will love to buy what you create!
You can sell your goods at various online sales websites, such as Etsy, or at a local farmers market. You may also get the word out through social media or start your own website. Even though it’s a lot of work, it’s also fun to go to craft fairs.
Jewelry
Jewelry making is perfect for someone who has an eye for fashion and design.
If you are making jewelry to sell, it’s best to come up with a specific style so your customers will get to know your personal touch.
You can make jewelry out of so many things – it just takes a keen eye and a steady hand.
The hardware is easy enough to find. Jewelry comes in many materials. All you need to get started are some pliers, wire and wire cutters, and whatever type of media you want to use (beads, wood, metal, shell, etc.).
You may also want to purchase some type of box so you can keep all your pieces together and organized.
Crocheting or Knitting
What is the difference between crocheting and knitting? They are both done with yarn and a large tool rather than a needle, like with sewing. But crocheting uses a crochet hook, while knitting uses two needles. Knitting can be tricky because if you lose the stitch you are working on, a portion of your project may unravel. (I personally think crochet is pretty easy to pick up, and you can learn it fast!)
Many people do both; and which one you pursue depends on what you want to make.
Knitting produces looser fabric, so it is more often used for clothing projects such as hats, scarves, mittens, or sweaters.
Crocheting produces a tighter weave and is more often used for things like placemats and potholders, and it makes nice blankets in my opinon.
A girlfriend made both of my kids crocheted baby blankets when they were born, and these were not only my FAVORITE baby blankets, but I saw similar ones online and at farmers markets selling for over $150. (The truth is ANYHTING you want to make can probably be sold on Etsy or other online shops with the right marketing. Even Fairy Garden items sell there!)
It takes someone with a little patience to do either of these crafts, but your projects will be much appreciated by other people, and if you are good enough at it, there are endless items you can make for sale!
Quilting
This probably isn’t a craft that you’re going to make money at QUICKLY, as quilting is a bit of an art and takes some practice, but it’s a GREAT hobby to start working on perfecting.
A quilt has three parts, the top and bottom, and the batting (or inside layer).
- The top is usually made by sewing together pieces of fabric into a pattern.
- The middle layer is often made of batting. This is made of fibers tangled together and squished into a layer and can come in a few different materials like cotton or synthetic blends. You can buy it in rolls and cut it to your desired size. It is the part that makes the quilt warm and plush.
- Then the final layer is the backing. It is often one solid piece of fabric, but it is possible to use a second pieced together layer if you desire.
Once you have all three layers, you “quilt” them together by stitching throughout the quilt’s entirety in a pattern. This keeps all the pieces together and makes it so that the batting does not bunch up over time. Finally, you add a piece of border fabric and stitch it at the edges to keep everything together.
You will need some equipment to make a quilt, but if you want to start, you can buy already cut blocks or strips, and some needle and thread! Of course, the process is much easier if you have access to a sewing machine, but it is possible to make a quilt without one. You can also buy pattern books, stencils, pins, and a fabric marker to make it easier.
Making Stuffed Toys or Pillows
It can take a long time to make a quilt, and people who are good at it can sell them for quite a lot, so it is a craft worth putting some time and love. Plus, there is no end to the creativity you can put into a quilt! A quilter should have an eye for patterns and some problem-solving skills. Putting together a quilt includes a little mathematical ability because you must make the puzzle pieces AND put them together!
Now, you can step up your game by making plush stuffed animals or pillows! All you need is to cut fabrics into specific patterns, sew around the outside, and stuff with fluff.
If you want to get creative with it, you can even create your own patterns. Play around with different fabrics and types of fluff. You can even add things like voice boxes or wires, so pieces of the animal can be molded. Have fun with it!
Government Money For Stay at Home Moms
Below is the list of Federal Grants for stay at home mothers. These grants are available mostly for people from low-income families:
1. Pell Grant
The Pell Grant is available for those who are living with a financial need. If you are joining this grant, make sure that you can fulfill this first requirement. For example, if your family has the income less than $30,000 annually, you are qualified for the grant.
Speaking of the amount that the grant awarded is $5,400 per year maximum. However, it can depend on your financial need by calculating the educational costs and the amount of money your family can cover these costs. This award is available for both undergraduate and graduate learners.
2. Federal Supplemental Educational Opportunity Grants (FSEOG)
This program is available for married women with the same priority; grant for a low-income family. The program is designed with the high priority to supporting undergraduate learners who have been receiving the Pell Grant and able to provide the lowest amount of the contribution from family.
Besides, it is one of the programs to support women so they have more commitment and interest to reach their higher education. In this program, there are 3,800 post-secondary institutions available in which they apply for the grants directly and award it to the qualified learners.
3. Teacher Education Assistance for College and Higher Education (TEACH) Grants
TEACH grant is the way the U.S. Department of Education supports the current education in America. It is available for those who want to get financial assistance, especially to those who are completing undergraduate or graduate coursework. If they agree with the grant, they become the full-time teacher with a license.
It means that you can get the grant if you want to exchange it for something. In this case, you must sign the service agreement that explains you are ready to serve or even teach in a high-needs field full-time. In addition, you must work with the low-income students.
You must spend your time as a highly qualified teacher for 4 years within the 8 years after you have completed the coursework or stopped attending the school. On the other hands, if you cannot do the agreement, the grant turns to be a Direct Unsubsidized Loan.
4. The National Science & Mathematics Access to Retain Talent (SMART) Grant
The grant is available for third- and fourth-year students to complete their undergraduate work and attend the school part-time.
In addition, if you want to get the grant, you must be eligible for the Pell Grant with a 3.0 G.P.A. minimum. Other than that, you must be majoring in certain areas, such as life sciences, computer sciences, mathematics, technology, engineering and physical science.
It is possible for married women to apply for this Grants for Stay At Home Mom as the part of their package because it is a need and merit-based scholarship. If you have spouses who are currently working on one of the armed forces in the United States have the additional resources in order to pay the college costs.
5. Post-9/11 GI Bill Program
If you are active duty members, this program helps you transfer your unused educational benefits to your children and spouse. However, there are some requirements to fulfill to make sure the transferability. It is the wonderful benefit because if you married to a military spouse, it is possible to complete your college education.
To find out whether you are eligible, you should complete the Free Application for Federal Student Aid to get scholarships for stay-at-home moms.
How Can a Stay at Home Mom be Financially Independent?
If you want to achieve financial freedom as a stay-at-home mom, you’ll need to get creative with how you complete your work, communicate with colleagues, and earn your income.
1. Start Your Own Business Working from Home
Starting your own business is one path to financial independence as a stay-at-home mom. While it’s certainly the riskiest option, it also offers the most flexibility and income potential if successful. If you start your own business, you’ll need to figure out how you want to approach benefits for yourself.
You can start a business from home that relies exclusively on the internet, such as consulting, or something that allows you to work out of your home. Childcare or tutoring in your home are great ways to earn an income while being a stay-at-home mom. Your network is a great source for clients.
2. Find Remote or Work-at-Home Employment Opportunities
The proliferation of technology makes it easier for people to work from home. For stay-at-home moms that want financial independence, employment with an organization that offers remote opportunities can provide a stable source of income. They may also come with benefits like health, life, and short-term disability insurance.
You can use most major job search platforms to find remote work opportunities. Some companies list positions as “remote” and others list theirs as “work from home.” You may also look for jobs that are labeled as “virtual.” Depending on your needs, you may be able to find part- or full-time remote work.
3. Create Income Using Web-Based Platforms
Beyond starting your own business and finding remote work, you can use web-based platforms to create income from home. This can include using ecommerce platforms to sell products or services you offer, as well as using mobile apps to offer digital content like videos and blogs.
If you are an artist or creative maker, you can use websites like Etsy to sell products you make at home. If you are a stay-at-home mom with excellent writing skills, you will find various blogging platforms that you can monetize. There are even stay-at-home moms who make a living from Instagram.
How Financially Stay at Home Moms Plan?
To make sure your financial house is built on solid ground, read up on the six things all stay at home moms should know about money.
Know Your Worth
You may not think that you’re contributing to the family’s bottom line because you aren’t bringing home a weekly paycheck. But think again: Salary.com (an online provider of salary data) estimates that the services of the average stay-at-home mom—including housekeeping, cooking, doing laundry, driving kids around, and managing the household—would amount to an annual income of $162,581.
If that doesn’t convince you that you’re valuable, consider this: By taking over the bulk of domestic chores, you’re freeing up your husband to focus more of his time and energy on his career, an “investment” that can yield greater earning power for him. Fact is, he couldn’t have made that investment without your support.
“So don’t hesitate to insist that you have an equal say in financial matters,” says Kristin Maschka, spokesperson for Mothers & More, a national networking and support group for moms. “Your job is just as important to the family’s economic health as your husband’s is.”
Stay in the Loop
For a lot of couples, the setup goes something like this: The wife pays the day-to-day bills, but she lets her husband oversee the “big picture” stuff, like managing investments and planning for retirement. If that division of labor seems to be working for you, fine.
But no matter how you split the responsibility, it’s critical that each partner is fully informed about how the family’s money is being invested, and is keeping close tabs on retirement accounts, college funds, and any debt the family has accumulated, says financial advisor June Mays, author of Women’s Guide to Financial Self-Defense.
If you’ve been out of the loop, the first step is to start communicating regularly with your spouse about finances. A couple of times a year, sit down and review all investments together: stocks, bonds, mutual funds, real estate, and so on.
When tax season approaches, go over the forms together and don’t sign anything until you’ve looked it over carefully. Be sure you know where all important documents are stored, including tax records; statements for all retirement, checking, savings, and brokerage accounts; insurance policies; wills; deeds; mortgages; and auto titles.
A good way to ensure that both the husband and wife are equally informed, says Mays, is to switch the bill-paying and investment-management duties every year, so that each partner develops a good working knowledge in both realms.
Staying involved has other benefits too. “Handling finances keeps your mind active and keeps you learning new things,” says Karin Maloney Stifler, a certified financial planner in Hudson, Ohio. “It can be empowering for women, and it can be an equalizer in a relationship.”
Have a Spending Plan
Every family needs a household budget, but it’s even more crucial when one of you decides to forgo a paycheck and you’re living on less. Even though you’ll need to cut costs and make sacrifices, there are two things you shouldn’t give up: paying off any debt you may have accumulated and saving for retirement. Bahr recommends that the first 10 to 15 percent of household income go into a retirement fund.
Work with your spouse to create a budget that allows for those expenses, as well as for your weekly and monthly bills. Then figure out the most comfortable way to divvy up what’s left of that single paycheck. Whatever you do, don’t fall into the trap of having to ask your husband for money every time you need to get your hair colored or buy a new pair of jeans.
One strategy is for both of you to agree on a monthly sum each of you can spend for discretionary items (clothes, haircuts, gym dues, and golf outings) with no questions asked. Then you deposit that amount into two individual checking or savings accounts.
Use your joint account for paying bills and buying things for the house and the kids. Another option is to keep all funds in a joint account but to set a dollar limit on the amount one partner can spend without consulting the other.
“Either way allows both the husband and wife to feel they’re retaining their independence,” says Stifler. A caveat: The agreed-upon amounts need to be realistic, so there’s no temptation to use credit cards, hide spending, or secretly dip into the household funds for personal expenses.
Make Sure You’re Insured
Financial planners say one of the most common mistakes SAHMs make is blowing off life insurance, or if they do get it, not buying enough. “A lot of women think it isn’t necessary because they don’t have a salary that would need to be replaced if they died,” says Andrew Keeler, a certified financial planner in Dublin, Ohio.
But remember: If you weren’t around, your husband would have to hire someone to cook, clean, shop, and care for the children so he could work. So life insurance is essential for both of you. Ideally, you should buy around $500,000 in a term insurance policy to maintain a middle-class lifestyle until your children are grown. (Premiums would depend on your age, your overall health, and the length of your term coverage.)
Disability insurance is also important since there’s a much greater chance of being injured or becoming seriously sick. Your husband may be covered through his workplace, but if he isn’t, insist that he buy a disability policy. Since you don’t have a job, you aren’t eligible for coverage.
But Stifler advises building a reserve fund that your family could rely on for six months or so if you become too sick or disabled to take care of the house and the kids.
You should also make sure that your family has good health insurance. If you and your children aren’t covered under your spouse’s policy at work, or if your spouse’s employer does not offer insurance, it’s key that you buy coverage on your own. One of the most affordable options is a plan with high co-payments and a big deductible.
If you go this route, see whether your husband’s employer offers a Health Savings Account, which would let him put aside pre-taxed earnings that can be used for healthcare costs. If you simply can’t afford to buy health insurance for your family, check to see whether you’re eligible for the free or low-cost health plans that many states offer for kids so at least your children will be covered.
Keep Money in Your Name
You and your husband should have joint savings for things your family may want in the future: a bigger house, for example, or a college education for your kids. But it’s also important for SAHMs to have some savings in their own name. If you don’t already have one, open an individual retirement account (IRA).
You don’t need to be working to contribute up to $4,000 ($5,000 if you’re over 50) to a spousal IRA or to a Roth IRA. (Talk to a tax planner to determine which option is best for your family; it all depends on your age and your income.)
You should also have at least one major credit card (not a store card) in your name alone. Be sure to use it — and to pay your balance on time every month. This will establish your credit history, which is essential for taking out a mortgage or a car loan. If you only have a card on your husband’s account, he could easily cancel it if you ever get separated or divorced.
Finally, make sure that your house — typically a family’s biggest asset — is in both your names (unless there are unusual circumstances, such as special tax considerations or a prenuptial agreement).
Stay Marketable
Right now, you love being able to spend your entire day hanging out with your kids. But there may come a day when you’ll want—or need—to work.
Here’s some bummer news: You’re likely to find that your time at home has cost you more than you’d planned. A study by the Center for Work-Life Policy, in New York City, found that women lose an average of 18 percent of their earning power (28 percent if they’re in a business field) when they leave the workforce temporarily to raise children.
Another study found that moms with college degrees who stay home with kids can suffer a lifetime loss of $1 million in earnings or more, depending on their skills and education.
To increase your odds of getting a decent salary when you’re ready to return to work, make the most of your time at home. If you were already established in a career, be sure to stay connected to former work colleagues.
Go to lunch with them a few times a year, and shoot them an e-mail if you come across a work-related article you think they’ll find useful. Attend conferences in your field, join associations, and continue reading professional publications.
If you don’t have much work experience, use your time at home to begin to build a resume. Do volunteer work, and seek out challenges that will help you develop new skills and contacts. If necessary, go back to school.
Above all, it’s critical that you have a long-term plan for your career—and for your finances. This way you’ll be fully prepared, no matter what curveballs life throws your way.
Grants For Stay at Home Moms
As a mother or single mother, you must pursue stay-at-home grants. Grants are available from the city, national, and federal levels for black women, single mothers, and women to pursue their education while remaining financially solvent.
Additionally, you have the option of starting a home-based company and applying for business grants. As a result, we’ll go over a variety of opportunities for stay-at-home parent grants. This can be beneficial if you are unable to continue your studies due to financial limitations.
Grants are unrestricted funds that you never get to repay. A grant initiative for stay-at-home moms exists at the local, national, and federal levels. Moms or single moms have a plethora of options for obtaining a grant to further their education or launch a home-based enterprise. When a mother wishes to further her education, this is beneficial to every region.
Grants for women’s financial needs are awarded in the United States of America for this purpose. More notably, several churches have stepped in to provide a grant for mothers in order to ensure that they can obtain an education and work alongside men. And in order to help you achieve that, here is a concise list of 10 scholarships to get you started!
- Society of Women Engineers Scholarships
- PEO Program for Continuing Education Grant
- Women’s Independence Scholarship program
- Soroptimist Live your Dreams Award
- Go Girls Grants
- Patsy Takemoto Mink Education Award
- The Jeanette Rankin Foundation Women’s Education Fund
- Newcombe Scholarships for Mature Women Students
- Adult Student Grant
- Imagine America Foundation Scholarships for Adults
Stimulus For Stay at Home Moms
The government distributed two payments to eligible families to help during the economic crisis caused by the Coronavirus. If you haven’t received any payments or are waiting for your second payment, this site will help you understand what you need to do to get your money.
The vast majority of Michigan residents are eligible to receive a stimulus check from the federal government this year. Even if you have no income, you are still eligible, but need to take action to receive your stimulus payment. This includes individuals with low or no earnings who normally don’t file taxes.
Every American adult earning less than $75,000 (or couples earning less than $150,000) is eligible for a stimulus check from the federal government this year. While this site is geared toward Michigan residents, the information is applicable nationwide.
Can Stay at Home Mom Collect Unemployment?
Unemployment insurance was founded by the Federal-State Unemployment Compensation (UC) Program whose goal was to provide temporary and partial wage replacement to involuntarily unemployed workers, and to help stabilize the economy during a period of recession.
Work-at-home-moms and other employees can qualify for unemployment benefits as long as their employer contributed to the federal and state unemployment program.
If, however, a worker is designated as an “independent contractor,” and a W4 form was not completed and submitted and taxes were not withheld, that worker is not covered under the federal and state Unemployment Compensation Program.
One way to check this is to look at pay check stubs for evidence of taxes withheld. There should be a reference to unemployment insurance premiums, such as “UI” listed on the pay check stubs.
Emergency Loan For Stay at Home Moms
There are a number of emergency loans that can arrange funds through difficult times. However, stay at home moms may find it challenging to find an emergency loan provider because they are unable to furnish the documents required for such loans, such as income proof and credit history. Let’s take a look at the best types of emergency loans you can avail with limited documentation and time.
Pawnshop loans
Pawnshops are located around every corner in most of India and can offer loans and cash against valuable items immediately. This includes items like jewellery and gold coins. While this type of emergency money loan is one of the fastest ways to get funds, it can also be the most expensive.
Friends and family
Borrowing credit from friends and family is always a credible option as an emergency loan for stay at home moms. The process is extremely simple since there are no documents, interest rates, or collateral involved. The loan amount is provided on the basis of mutual trust and a shared history.
Interest rates are set by the pawnbroker, which can be extremely high. They also set the loan tenure, which may not always be enough time to repay the full loan amount. Thus, a loan from a pawnbroker carries several risks of loss.
At the same time, it may take a while to find someone who is willing to offer help and the right amount for the loan. This can cause more difficulties, especially if the emergency is time-bound.
Additionally, there is an opportunity for misunderstandings and a strain on your relationship that can have long-term effects. You will also have to disclose the purpose of the loan, which may not always be something a person wants to share. Moreover, there is no legal protection provided when your emergency loan provider is a loved one. If they change the loan agreement terms suddenly, there is little that can be done.
Credit card loans
A credit card loan is an unsecured type of emergency loan. This emergency loan for stay at home moms can be availed instantly, as long as the borrower has a credit account. The borrower must also have a good credit score and history. The advantage of this type of emergency money loan is that it is a convenient line of credit as applications can be filled out online.
However, the loan amount is limited, which may not be feasible if the funds required are high. The borrower cannot withdraw cash until the loan amount is below the cash withdrawal limit either, which can become a problem as well.
Gold loans
A gold loan is one of the best emergency loans on Aadhar card. It can easily be availed by offering gold ornaments as collateral against a loan amount. This is determined by the gold loan-to-value (LTV) rate that the lender offers. Since gold is a valued asset, the loan amount is always high.
This can be extremely beneficial when an emergency loan for stay at home moms is required. Time is also of the essence in an emergency, and gold loans have some of the quickest disbursal rates, often within a few hours.
Another key benefit is that there is no need to furnish complicated documents like income proof and a credit score for the emergency money loan. They can also be availed for any purpose which is left to the discretion of the borrower. This removes the pressure of explaining the emergency situation, whether it is something private like the payment of school fees, or the need for a new home appliance.
Business Grants For Stay at Home Moms
Grants are free money that is never paid back. The government, non-profit organizations, and other organizations provide a grant for the devastated, ignored people. The mom who stay at home also have numerous programs and grants opportunity. This grant may come in different purposes.
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Education Grant: Education grant is one of the most available grants for women in the United States of America. There are numerous programs for empowering women through enabling educational opportunities. For example, the US Department of Education has different grant programs for women who need financial assistance. Additionally, the Pell grant is a great grant program to enable women to go further in their education.
Business Grants: Every hand will be a partner in the country’s economic activities. Women are encouraged to participate in economic activities by starting small and medium businesses or enterprises. In the United States of America, small and medium businesses are doing great, and women’s participation in this area is outstanding. So business grants are one of the great programs for mom to stay at home.
Grants for living expenses: single moms may get stuck to bear the living cost due to low income. There are numerous grants for housing, rent, utility cost, food, and so on. There are government programs, local churches, non-profit organizations, and other organizations that make sure grants for living expenses.
Pell Grant For Stay at Home Moms
PELL Grant is one of the big opportunities for mom who are staying at home. This grant is for women who need financial assistance to continue their education. The eligibility criteria will make sure this grant approval. Those who have to earn less than $30000 yearly are entitled to go for initial qualification.
The grant amount comes by $5400 per year, but this amount may vary according to the education cost and other factors. If you are from the undergraduate and graduate level, you may qualify for this grant.