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Have you ever imagined getting free money from high profile and reputable companies? Yes, in this article you will be informed on How To Get Free Money and get access to some of the Top 40 Companies and or platforms that give free money legitimately.
Who says there’s no such thing as a free lunch?

Every year businesses give away thousands of dollars in free money and gift cards as a way of promoting their websites or products.
Put together, you will find a list of 40 of them that will give you a ridiculous amount of money in free cash right now.

Some of them are as simple as filling out a form. Some of them take a bit more effort, but you can easily knock out all of them in a couple of hours and learn How To Get Free Money.

Get Paid to Live Your Life: Exploring Legitimate Ways to Earn Free Pay

Who wouldn’t want to receive free pay or money without any strings attached? While it sounds too good to be true, there are legitimate ways to earn money without spending a dime. In this post, we’ll delve into the world of free pay, exploring opportunities that can help you supplement your income or even achieve financial freedom.

What is Free Pay?

Free pay refers to earning money without incurring any costs or financial risks. This concept has gained popularity, especially among those seeking alternative income streams. With the rise of digital platforms and online opportunities, it’s now easier than ever to access free pay.

Legitimate Ways to Earn Free Pay:

1. Surveys and Online Research: Sign up with reputable survey sites like Swagbucks, Survey Junkie, or Vindale Research. Share your opinions and earn rewards.

2. Cashback and Rewards Apps: Apps like Ibotta, Fetch Rewards, or Rakuten offer cashback on purchases or rewards for completing tasks.

3. *Freelance Writing or Design*: Offer your skills on platforms like Medium or Upwork. Create content or designs without upfront costs.

4. Online Tutoring: Use platforms like TutorMe or Chegg to offer your expertise. Get paid for teaching others.

5. Affiliate Marketing: Promote products or services without initial investment. Earn commissions through affiliate programs.

6. Selling Stock Photos: Utilize platforms like Shutterstock or iStock. Sell your photos without production costs.

7. Dropshipping: Partner with suppliers to sell products without inventory costs.

8. *Participate in Online Contests*: Enter contests or sweepstakes that offer cash prizes.

9. Watch Videos or Play Games: Apps like InboxDollars or Swagbucks reward users for watching videos or playing games.

10. *Refer Friends*: Earn referral bonuses from apps, services, or websites.

*Money-Free Opportunities:*

1. Bartering: Exchange skills or services without monetary transactions.

2. Volunteer Work: Participate in volunteer programs, gaining experience and potentially earning free pay.

3. Skill-Swapping: Trade skills with others, enhancing your expertise.

Free Cash Sources:

1. Government Grants: Explore government initiatives offering free cash for education, entrepreneurship, or community development.

2. Crowdfunding: Platforms like Kickstarter or GoFundMe allow you to raise funds for projects or causes.

3. Scholarships: Apply for scholarships or financial aid for education

Earning free pay or money without costs is achievable. By exploring legitimate opportunities and leveraging digital platforms, you can supplement your income or achieve financial freedom. Remember to research and understand terms, conditions, and potential limitations.

  • Top 40 Companies That Give Free Money
  • 10 Ways to Get Free Money from the Government
  • What is Free Money?
  • Warning about free money scams
  • Companies That Give Free Money in USA
  • How to Get Free Money
  • How Can I Get Free Money in USA?
  • Where Can I Get Money For Free?
  • How to Add Free Money to Your Bank Account
  • Free Money Earning Sites
  • Get Money in Your Bank Account Now Free UK
  • $2000 Free Money
  • Free Money Grants
  • How Can I Get Free Money Without Doing Anything

Top 40 Companies That Give Free Money

1. Get $5 From Stash to Start Saving & Investing
Some users are obsessed with Stash (and not just because they give you $5). Stash is an app available for both Android and Apple smartphones, and it makes it super simple to (finally) take the dive into investing, even if you don’t have a whole lot of spare cash. To get the $5 bonus, just enter your email, download the Stash smartphone app and setup your account with the same email address.

You’ll see the bonus added to your account within two business days.

2. Get a Free $10 Walmart Gift Card
Have you heard of MyPoints?
It’s a cash-back site that lets you earn rewards by shopping online and printing coupons. Many people use it all the time because it’s instant way to save on everything you buy.
For example, you can get up to 3% cash back on purchases at Target, 5% cash back on some purchase at Amazon, and 5% cash back on purchases at Home Depot.

Read Also: Top 9 Proven ways to Earn Money from Health and Fitness Niches

But, enough about that, here’s how to get a free $10 Walmart gift card:
Sign up for MyPoints using your email address (it’s free). Use the MyPoints portal next time you need to shop online (it’s connected to thousands of stores). As long as you spend at least $10 at any of those stores, MyPoints will reward you with 1,750 bonus points, which you can redeem for a free $10 Walmart gift card.

3. Open a Netspend.com Account – FREE $20
This is another easy $20 just for requesting a prepaid, reloadable card from Netspend.
This have been tested, one and over 200 hundred readers have cashed in on this, so you know it’s a good one.
i. Open a NetSpend account for FREE. Use a promotion code if you have one
ii. You will receive your NetSpend “Visa” Debit card within 10 business days. Some users got theirs in four days.
iii. Once you receive the card, simply log into NetSpend and activate it.
iv. In order to get the free $20, you’ll need to load the card with a minimum of $40 using PayPal, a bank account or one of the other options.
v. Once you load the $40, NetSpend will add $20 to your available balance on the card. This have been confirmed over time with the card.
vi. Go to the ATM and withdraw the $60 total from your card or spend the funds at your local store, online, or wherever you can use a credit card. Yes, if you withdraw the money via ATM or cash back, you’ll be hit with the $2 fee for a PIN transaction or a $2.50 ATM Fee (would only be $17.50 – $18 bonus in this case). But, you can avoid the fee by ACH transferring it for free back to your bank

4. Complete a Few Surveys at VIP Voice – FREE $30
There are a number of sites on the web that will pay you to read advertiser’s emails, sign up for offers, and take surveys. There are a million of them, but there are only a few that could be recommended. VIP Voice is one of those companies. The surveys are relatively quick to complete and reward you with points that can later be redeemed for cash or gift cards.
Sign up for this at the beginning of the month and promise yourself you’ll log-in a few times each week. You’ll have no trouble earning an extra $30 this month.

5. Download This App & Get a FREE $39/Year
If you’re a regular Amazon shopper, you can earn money each month contributing to research to help companies understand what people are buying online.
Download and connect Shoptracker to your Amazon account. It’ll instantly send you a free $3 Visa gift card, plus another $3 for every month you keep it installed.

6. Sign Up for a Bank Bonus – FREE $250
A number of banks will give you free cash just for opening a new account.
And there’s no harm in having multiple bank accounts. In fact, you would often find it’s helpful to have multiple places to save (You should be less likely to touch the money), so you can have savings accounts for your Christmas and vacation fund. The top bank bonus is $250 right now — head over to this list to see all of the banks in your area offering free cash.

7. Rent Out Your Extra Baby Stuff With This App — FREE $20+
Traveling with kids can be rewarding, but also very challenging. The goBaby app aims to make it a little easier on parents — while giving other parents the chance to make some extra cash.
Packing and hauling baby stuff across airports, planes, trains and automobiles sucks, and it might even cost you extra money. Through the goBaby app, New York City-based mother of two Natalie Kaminski created a parent-to-parent marketplace where traveling parents could rent baby gear like strollers, car seats and other items from local parents with the same to spare.
This Airbnb-style exchange for baby supplies is available in New York City and will be launching soon in Boston, Miami, San Francisco and Chicago. If you live in one of these cities, use the app to monetize the baby gear you already own!
Here’s how it works:
Download the app for free online.
Take a photo of the item you want to rent out. Add a brief description, and set your price.
Choose whether you’ll deliver the item or have the renter pick it up.
Give the item to the renter, and get it back within the scheduled dates.
Get paid. Repeat!

8. Do Your Shopping via Ebates – FREE $10
The folks over at Ebates are giving away $10 gift cards when you sign-up as a new member. You can choose either a $10 Target, Walmart, Macy’s or Kohl’s gift card. You need to make a $25 purchase at any of the stores on its shopping list in order to qualify for the free gift card.
It is certainly not recommended spending $25 just to get a $10 gift card, but if you have plans to buy something online anyway, you can definitely cash in on this.
Have a gift card from a birthday or Christmas that needs to be spent? Look at this as a way to get a little bit extra back on your purchase. Some of the cash-back offers out there frequently include 3% back from iTunes, 1% back from the Apple Store, and 3% back from Target purchases. But there are tons of stores to pick from, as well.
Read more about it online: “Get a FREE $10 Target Gift Card from Ebates.com”

9. Sign Up for a New Credit Card
One of the best ways for you to make some serious extra cash is to take advantage of credit card sign-up bonuses. Of course, to get the most benefit, you should have excellent credit, and routinely pay off your card in full each month so you’re not paying interest. (After all, every time you pay interest, you’re losing some of the positive effects of the bonuses.)
Just recently some users shared they received over $1,300 in credit card bonuses by selectively choosing new cards to apply for and use. All they had to do was put their regular spending on the credit card over the course of a few months. For those of you wondering, here’s a great article on how to do this without hurting your credit score: How Opening and Closing Credit Cards Affects Your Credit Score

10. Transfer Your Prescription to a New Drug Store – $25
If you have a monthly prescription from your doctor, you have got an easy way for you to make $25 bucks a month. Several of the national grocery and drug store chains have been known to run promotions that give you free cash or a gift card when you transfer a prescription to their store. You can usually find these coupons in your Sunday newspaper circulars or on coupon blogs like DealSeekingMom.com and MoneySavingMom.com.
If you can’t find a coupon for a specific location, ask your store manager if they’ll accept a competitor coupon. Then you can take a Walgreens coupon (or another one that you find) and have your store match it. Lots of stores will do this including Publix and some Walmarts, CVS, and Rite Aid locations. Read more about this trick online:
There you have it. If you’ve finished the list, you’ve just made some cash in FREE money.
Feel free to take the weekend off. There are many ways to make money, whether it is online or offline. So you can easily find many jobs that offer you money and a way to earn a living. You don’t have to do anything you just create an account or subscribe to it and money will be transferred to your bank account.

You can also explore these awesome ways to get free money:
1. Sign Up for a Bank Bonus – $200
The first way to get free money is through signing up for a bank bonus. There are lots of banks that provide you free money once you open a new account there.
The money that is added to your account differs from bank to bank but many banks could give you $200 to $250 for free. This could be one of the easiest ways to make free money.

2. Sign Up for a New Credit Card – Up to $1000
If you can sign up for a bank account then you could also sign up for a new credit card. You can go to your bank and ask for a credit card. There are banks which will give you free credit the moment you open a new bank account. Some banks can credit up to $1000 for your new credit card. Not all but some of the banks can.

3. InboxDollars – $5
Inbox dollars is one of the best get paid to take offer site and you can instantly get $5 after signup. The amount is very small but still it is free money. As I said earlier you are not going to cash it because you will get it only when you reach the threshold amount.
You can earn more money from InboxDollars if you spend 10 minutes daily there and complete simple types of tasks like watching videos, taking surveys, signup on a site etc. to make money.

4. Trade Stocks at MotiInvesting.com – $90
Are you interested in stocks? Do you follow stock market? If yes, then this could be another way to make free money. Trading website like MotiInvesting.com offers you $90 for just signing up there.
If you sign up then they will reward you with $90 for free. This is not the only website, there are many others that you have to search for.

5. Housing Grants
Your government (by the way not in every country) could offer you free money for housing grants. If you are a new buyer with poor credit then government gives you housing grants.
The money that they give you depends upon your financial status. Hence, you have to apply by going to the website, run by government and find new details.

6. MySurvey.com – $15
Now diverging from Grants, you could consider taking surveys. Survey is also an easy way to get money for free. Here you don’t have to work you get paid just for signing up. Mysurvey.com is the website that pays you up to $15 if you just go there and create a new account.

7. Swagbucks Surveys – Free $30
It is assumed every one of you know about Swagbucks. It is one of the many ways to earn money online. However if you sign up as a newcomer then they give you or reward you with $30.
However one must understand that you can’t cash this money until you reach the threshold amount. But this is yet another way to earn money for free.

8. Download Smart Panel App – Free $75/Year
There is an App called Smart Panel that is ready to pay you money for free. Yes! If you download this app on your mobile phone and use it then the company will pay you $75 per year.
Although the money is not great still it is free money. The app basically collects data from your phone about your habits. So it would be fun to use and get free money.

9. Grants for Women and Children and Minorities
This is continuation of free money with grants. Earlier you learnt about housing grants. Here you be educated about grants given by government to women and children and minorities. If you come from a low income household then government could give you grants. The amount depends upon the social status of the applicant.
Usually you can easily get up to $500. You also get grants if you want to start new business.

10. 401K Matching Funds
If your employer is giving you 401K matching funds then you can get free money. However after the recession many employers have cut this particular benefit. But if you are still enrolled then you get absolutely free money under this program. The money that you will get is every year and it is like getting a bonus or a pay hike. But it is free.

11. Netspend.com Account – Free $20
NetSpend is a website that pays you at least $20 for free if you reload or request a prepaid card.
You can go to the website, create an account and your visa debit card will be dispatched to your home. You receive the card and activate it and $20 is added to your account. However this is for residents living in US only.

12. Prescription to a New Drug Store – $25
Now if don’t like to go to banks then there is yet another way you can make free money. And that is through prescribing a new drug. There are drug stores which give you money for free if you prescribe one of their products. The money that they can pay you could be in between $20 to $25. It is very easy to do it.

13. eBates
eBates and following sites are called Cashback sites. eBates is an online shopping sites. That pays you $5 for free.
Here you don’t get money like hard cash but you get cash back. If you shop here a lot then the site is ready to give you cash back up to 6%.
They also give you bonus and gift card worth $10. So go there and get cash backs.

14. Betterment.com – Free $25
Betterment is a platform that allows you to trade online in stocks and bonds. They don’t charge any transaction fees. But they give you $25 for free as a bonus. It will take just 2 minutes to open an account. However you have to pay money for opening an account. If you don’t feel like joining this site then you can skip this option.

15. Reward programs
Reward programs are offered by various stores if you buy something there. They are like free coupon where you make money because they reward you with a coupon or coupon code. You get points or coupons and you have to redeem it by going to the merchant’s store. Reward programs are nothing new but it is yet another way to earn money for free.

16. Business Grants
You read about grants in earlier paragraphs also. Here you will get some facts about business grants. No one gives you money for free but there are schemes started by government where they give you business grants if you want to start a new business. You can’t tell the exact money that government can give you because you have to go and ask them.

17. Personal Grants
Personal grants are also a way to get free money. However you need to keep in mind that all these grants and benefits are for people living in US. If you live in any other country then you have to get in touch with your government. If you are a head of a struggling family then you can apply for personal grants in US.

18. Serve.com – $50
Serve.com is a prepaid and re-loadable card offered by American Express. You can get a free bonus up to $50. First you open an account there, make direct deposit arrangement and they will deposit $50 into your account. You make this money in just 5 minutes.

19. College Scholarship
College scholarship is also an easy way to get free money. However not everyone is going to make money with scholarship programs.
If you are good at studying, then you can apply for college scholarship. College scholarship could start from $500 and go up to thousands of dollars. So do not forget to apply for it and get your free money.

20. Raising Charity
Another option is raising charity. You can get money for free if you can raise it. If you are a fund raiser and know how to raise money for charity then this is best for you. You ask for donation from around the world using your website. This is the oldest way to make money for free.
So these are 20 ways to earn free money. You can use any one of these which suits you the best. All of them are very easy to do.

10 Ways to Get Free Money from the Government

If you look around, there are plenty of government-sponsored programs where the government gives away free money. These are programs that cover a variety of needs – health insurance for low-income families, senior citizens and single mothers. There are even rehabilitation programs that came to be after major natural disasters.
Here are a few government programs where you can get free money for a variety of needs:

1. Money owed to you
You might be surprised when you first heard about this. But if the statistics are right, there are many millions of dollars waiting to be claimed every year. The unclaimed money has its respective rightful owners, but for one reason or another, it has slipped off their minds.
One of such example is the money you put up as a deposit for your utility, which you forgot as you moved to another locality. In order to find out if you are owed any unclaimed money, go to unclaimed.org. This is a website put up by the government that facilitates such for any unclaimed money.

2.Old pension plans
When the employer you worked for went bust, or the company became a target of acquisition activity, you seemed to be more preoccupied with finding the next job rather than thinking about your existing pension plan. Soon, you moved on and it is out of your mind. Thankfully, there is this PBCG (Pension Benefit Guarantee Corporation) to count on.
It maintains a huge database and you can check if there has been a pension plan that you were previously associated to or one that you have overlooked.

3.To help with foreclosure
In recent years, there are increasingly more people affected by foreclosure. Though this could not be a good wish to anybody, if you have been unlucky enough, being driven out of your house may not be your only option.
The program, appropriately called HOPE (or Home Ownership Preservation Foundation), can help to set up a plan so that you are able to stay put. The number to call is 888-995-HOPE, or you may like to visit them at 995HOPE.org.

4. Buying a Home
The US Department of Housing And Urban Development or HUD provides assistance in various aspects of home ownership. It could be about buying, selling or even repairing the homes.
The assistance does not end with expert opinions and advice, and they actually hand you real money for down payments and closing costs. To get a fuller picture of the kind of help offered by HUD, go to HUD.gov.

5. Health Insurance for your Kids
If you had been a parent, you know very well that paying for your kid’s insurance premium can be quite a drag financially. It was a problem then and it will continue to be an even more severe problem with the escalating cost of health insurance plans nowadays.
The good thing is that at the state level, there is this universal health insurance program for kids. It will take care of most health-related expenses with regards to the kids, either in full or part. Expense items like hospital stays, doctor visits, and prescription drugs are all covered.
Go to pbgc.gov if you don’t want to miss out on your original entitlement. The only caveat is that the parent needs to be working. To learn more about the scheme, go check out InsureKidsNow.gov.

6. For college
Some parents start worrying as their kids reach college-going age. College expenditure has always been expensive and it is getting even more so. Luckily, some governments recognize the importance of college education and through their Federal Pell Grant program, up to $7,000 grant could be given away to the needy (terms apply) college student every year.
There is no string attached, and the government won’t ask any of this money back. Check out Ed.gov on qualification criteria.

7. For Energy bills
First, the background! As you all know that good insulation, storm windows, and even weather-stripping help to bring down energy bills. All of these options would turn your home to become more energy efficient, and this is how the saving can happen.
On a broader scale, encouraging people in the US to be more energy efficient makes sense as well, since the country can cut down on energy consumption cost as well as be preserving natural resources. It is for this reason that the US Department of Energy has devised a plan called Weatherization Assistance Program.
It operates on the premise that the government will give out cash incentive for anyone willing to make his or her home more energy efficient.
If you have no problem in fixing energy efficient fixtures inside your home, you stand to get as much as $2500. The net result is your energy efficient products keeps your utility bills down, and they entitle you to up to $2500 free money.

8. For Tax preparation
VITA (Volunteer Income Tax Assistance) is an initiative from IRA with the aim to help low-income earners to get their tax returns ready. Go to VITA site for details, or you can reach them at 1-800-829-1040. OK, you are beginning to look skeptical. Sure, it is not money that is handed to you! But they do help you to prepare your taxes free of charge.
Now think about the alternative, you will have to part with your $100 if you do go to a tax professional for help.

9. For Credit Repair
Many people (at least most of us) could use some help on public credit scores, and credit repair seems sensible. The problem is, such help doesn’t come cheap if you were to look out for a real pro. And in time like this, who would be crazy enough to fix ones credit record given the dire financial situation one is in now. Thankfully, there is always the dependable Federal Trade Commission.
A visit to FTC.gov could be so helpful to find out about your rights and other relevant information.

10. To start a business
In a way that is similar to the credit repair scheme, this option does not really offer money for free, but what you gain is the free service that you otherwise have to pay.
Mind you, the saving is not small potato as it is common for the aspiring businessman to spend thousands of dollars on professional help. Here, the government help comes in the form of Small Business Development Centers. There are some 1000 of these centers spread out across the USA and professionals are at hand to advice on everything in relation to starting a business.
The scope covered could include funding, taxes, operations, marketing, contracting, technical issues and filling out forms.
To find out more about this scheme, check out The U.S. Small Business Administration’s official website.

What is Free Money?

You’re understandably skeptical. To clear any open questions you have, we’ll first clarify what we mean by free money.

Free refers to any cash bonus or rewards you receive for signing up for and using a service. It’s as simple as receiving a welcome bonus of $10 when you sign up for a new savings account. Or it’s the redeemable points you accumulate for sharing your opinion with a company.

So this money is absolutely free in the sense that you’re not trading hours of hard labor in exchange for it but instead, you’re receiving additional benefits while you perform your day to day activities.

2. Paid Online Surveys

Okay, so taking surveys online for money is not exactly a full-time job. However, all of these years later, people are still doing it for the extra money and a lot of people are still getting a lot of satisfaction out of it. Make sure you sign up for all of the survey sites and keep track of which ones pay you the most.

However, if you are fine with the many emails you will get, it’s a great way to bring in a little extra money every month. Many people find it impressive that you can even make money in this way and, while it is a little unpredictable, it brings in enough for all of the hard work involved sifting and trying each survey

3. Swagbucks

Swagbucks offers customized options for things like surveys, videos, questionnaires, and other special offers. When you complete the offers you earn Swagbucks.  These can be redeemed for awesome rewards.

We love the number of different options at Swagbucks has for users. On lots of the paid survey sites out there today users will be limited by the number and type of surveys available. That means they don’t earn as much from the site.

However, Swagbucks has tons and tons of offers available that means you’re guaranteed to have a lot of different ways to earn rewards like cash and gift cards in your free time. we also like how easy it is to use Swagbucks. The interface is very straightforward and simple.

As a result, you can quickly and easily see which offers are open and how many Swagbucks you can earn by completing them. That means you can pick the best offers and earn the most rewards possible.

4. Get Jobs on Fiverr (especially with Extra Offers and Add-ons!)

You can post jobs on Fiverr for $5 each (or a little more) and you can add on additional bonuses for a little more money and you can really scale your business up in this way.

Fiverr allows you to post just about any skill you have, so you can post a lot of different jobs and abilities without running out of steam. Then, anytime someone needs something specific, they can ask you to help them!

Remember to always have at least three bonus features for increasing payments so that you keep your money coming in smoothly and regularly.

5. Go Through Your Closet

Instead of buying more clothes, you can keep your money by taking better care of what you have. And anything you don’t like, you can post on any number of used clothing sales sites. Tips for selling well?

Remember to always use excellent lighting (bright, sunny outdoor pictures are the best) and clothing draped on manakins (or stuffed pillows) sell the best because you can see how they would fit on the body. It also helps the colors to show up better and to convince your buyers that it will be an attractive option for them.

6. Earn Money on the Town with GigWalk

You can run errands around town and make money while you do it. This is a great option for people who want to earn extra money but they really don’t want to sit around to do it.

You can be active, listen to the radio, and hop in and out of stores for your clients as many times as you want every day. It’s a great option for socialites and people who hate staying indoors all day long.

Remember to bring juice from home so that you’re not tempted to spend all of your earnings on snack food and takeout while you’re running around town. It’s the same principle as not going grocery shopping when you’re hungry.

7. Rent Out Your Space

You can rent out storage sheds, closet space, your basement and extra bedrooms for people to store their stuff in temporary storage while they are traveling, globe-trotting, moving around, and just generally needing to get their stuff organized.

This is a great way to make extra space that you have work for you while you are only using some of your rooms. Make sure that you put any temperature controlled or humidity controlled features in your listing when you are advertising your extra space that is available.

8. Rent Out Your Stuff on Fat Llama

If you have an old-fashioned Victrola, a really cool record player, an interesting fold-up home theatre system, or anything else that other people would find cool, you can rent it out on Fat Llama.

Read Also: Happy Money vs Unhappy Money

In addition to that, you can rent out all of your equipment, such as your lawnmower, your garden tools, your earth mover, or anything else of basic or high-powered value that you have lying around that you don’t want to sell. Make sure that all of your equipment is in working order (have you used it yourself lately?) before you list it.

Warning about free money scams

The idea of getting free money from the government is so appealing that some people are willing to spend money to get it. As you might have imagined, some people see this as an opportunity to make money for themselves by selling the dream of free money to interested people.

There are tons of books and programs by so called gurus that supposedly show you tons of ways to get free money out of U.S. government. One of the most famous ones is a book by Kevin Trudeau, “Free Money They Don’t Want You to Know About“.

This guy has been convicted of larceny and credit card fraud in the early 1990s and sued by the FTC in 1998 for making false or misleading claims in his infomercials promoting his books.
Scammers like this guy have been making tons of money by selling the “free money” dream.

Please be careful. Don’t waste your money on these scams. There is no secret that these people can tell you about. You can find all the information you need about any kind of financial aid program that the government has put in place, without buying useless books.

You just learned about some of them through this post. You can find out about other programs through various websites, especially websites of different government agencies.
Also, please realize that the U.S. government is not going to literally hand you money.

Sure, there are programs that were put in place to help people in different situations by giving them grants and loans, like the ones I have mentioned above, but you have to prove you qualify for whatever grant or loan you are applying for.

You can’t just walk in there and expect the government to hand you a briefcase full of free cash.
You must have gained something on How To Get Free Money in this article.

Companies That Give Free Money in USA

Here are the best ways to make free money in the USA with little or no effort:

1. Bursaries, scholarships and grants

This one probably isn’t news to a lot of you, but hear us out – we are a student money site, after all.

While you’re probably well aware that students can receive money in the form of bursaries, scholarships and grants (and that, unlike regular Student Loans, these don’t have to be paid back), what you may not know is just how many people are eligible for this free cash.

Many students tend to assume that these funds are only on offer to those with the top grades, a talent for a particular sport or instrument, or those from less privileged backgrounds. But, while these students usually are eligible for support, plenty of others can get some of this free money too.

Whether it’s being a vegetarian, having a knack for FIFA or just having the right surname, you could get free money for almost anything – so there’s really no reason not to search for funding yourself.

2. Signup offers

Before you create an account with a company that sells anything, you should always check to see if there are any signup offers for new customers.

Far from just offering an introductory discount, loads of companies will give you free money for signing up. And although you’ll sometimes have to make a qualifying purchase first, if it’s something you were going to buy anyway, it’s 100% free cash.

Sometimes the reward will come in the form of an Amazon voucher, but given that Amazon sells pretty much everything, a voucher is as good as cash anyway. And, if you use our Amazon shopping hacks, you’ll be guaranteed a bargain.

There are countless signup offers out there, but among our favourites are the £5 bonus for joining OnePoll or the £10 payout for signing up to Curve.

You can also earn free cryptocurrency by signing up to Coinbase and completing some short tasks. Although you won’t be able to spend it in most retailers, you can exchange it for Bitcoin (which some shops do accept) or sell it for upwards of £20.

If you’re after more, just head to this deals page for all the best ways to earn free money by signing up with companies.

3. Money for switching bank or utility supplier

One of the main things we advise students to do before they start uni is to open a student bank account. But did you know that you can switch bank accounts even when you’ve already started uni, and that you could get some free cash for doing so?

Switching bank accounts couldn’t be simpler, and whether it’s pure cash or an Amazon voucher (which, we repeat, is as good as normal cash anyway), loads of banks offer as much as £100 to convince you to switch.

And if you’ve not got a bank account yet, don’t worry – these offers are available for new customers too, not just those switching.

Just make sure to double-check the terms of each bank’s offer, as there’s a chance you may be ineligible for the free cash (if you’ve already completed your first year of uni, for instance). And remember that banks offer cash to non-students looking to switch, too!

What’s more, it’s not just banks offering significant amounts of free money for switching, either. Energy companies are all over this sort of thing, with Bulb and Octopus Energy both promising £50, and broadband companies often running offers too.

4. Free money for referring friends

We absolutely love referral codes. In terms of how little effort is needed and how much money you could make, it’s hard to think of a better way to earn free money than referring your friends and family to sign up with a few companies.

There’s actually a fair bit of overlap here with our previous tip, as some of the very best referral codes are offered by banks, energy companies and broadband providers.

Often the promotions they run for new customers (like £100 for joining) are mimicked in their refer-a-friend schemes, but with one crucial difference – both you and the person you’re referring get a reward.

The biggest and best offers will indeed come from the banks and utility providers, but loads of companies have referral schemes. Some reward you in the form of credits, but others will pay you cold, hard cash.

Cashback sites and automatic savings apps are among the most reliable for this (although the specific offers often change), and you could earn as much as £15 per signup.

The bottom line is: check all the apps and services you regularly use to see if they offer a referral programme – you could be raking in the cash in no time.

5. Get a Student Loan refund

There’s a lot to complain about when it comes to the current state of Student Finance in the UK but, on the main, Student Loan repayments are pretty sound. That is until the flaws in the system mean you end up making repayments when you shouldn’t be.

You see, to start repaying your Student Loan, two things need to happen: you must have reached the first April after your graduation, and you must be earning over the threshold for your repayment plan.

We explain things in more detail in our guide to Student Loan refunds but, over the last few years, it’s emerged that 100,000s of graduates have ended up repaying their loans before the April after their graduation.

While this is less than ideal, what it does mean is that 100,000s of graduates are also entitled to a refund – a lump sum of free cash that averages at least a few hundred quid.

6. Check if you’re owed a tax rebate

Student Loan refunds aren’t the only way to get back some free cash that you’ve overpaid.

Every year, thousands of people across the UK accidentally pay too much tax – and if you’re one of them, you’re entitled to a rebate.

You may have overpaid tax for one of a number of reasons, but the good news is that it doesn’t matter if it was your fault or not. And, even better, it also doesn’t matter if this all happened many moons ago – you can claim a refund up to four years after the end of the tax year in which you overpaid.

It’s worth remembering, too, that students very rarely earn over the annual threshold for paying tax (£12,570 a year), so if you think you’ve paid tax when you’ve earned less than this, definitely look into claiming a tax rebate!

7. Earn interest with savings and current accounts

We know that, if you’re a student, you might not have too much spare cash floating around. But if you are able to save some money, we’d definitely recommend putting it in an ISA (Individual Savings Account) or regular savings account (or, if you’ve got one offering a decent interest rate, you could leave it in your bank account).

Although the 2008 financial crisis, austerity measures, Brexit and even coronavirus have kept interest rates relatively low over the past decade or so, there are still some great offers out there.

Our list of the best savings accounts has a few gems that payout at above the rate of inflation. This is important as, thanks to inflation, £100 today will not be worth quite as much in a year’s time (you’ll still have £100, it just won’t be able to buy you as much anymore).

So, for that reason, you should always try to keep as much of your spare money as possible in an account with the highest interest rate you can find – if not for the free cash you could earn in interest, but just to make sure your money retains its value!

How to Get Free Money

We’ve compiled a list of the top five current ways to get free money. These are all legit sites or apps that we have vetted, and the amount of work and time involved is reasonable for the compensation provided.

1. Swagbucks Money Makers

Swagbucks gives you many ways to make a quick buck — everything from paid surveys to cash-back shopping to watching videos. Powered by a legitimate marketing and research company, it’s the ultimate get-paid-to-do-stuff site. 

But the absolute best way to make money on the platform — and the fastest way to get free money in general — is by taking advantage of the site’s “money makers.” These are offers, like product trials and new account bonuses, where you pay a certain amount of money up-front and earn more in rewards than you paid.

  • North One Bank: Earned $150 by opening a business checking account and depositing $50.
  • Aspiration Bank: Earned $35 by opening a checking account and depositing $25.
  • Stash: Earned $30 by opening a micro-investing account and depositing $5.
  • Truebill: Earned $15 by linking a bank account and signing up for the seven-day free trial.

In all of the cases above, we were able to transfer our initial deposit out of the new account after a few days, meaning we earned $220 in 100% free money for about one hour of work.

2. Free Stock Shares

Numerous stock trading apps have sprung up in recent years. You’ve probably heard of Webull and Robinhood, but there are literally dozens of stock trading apps and websites, and many of them reward you with free stock shares, or even free bitcoin, just for signing up. 

Most of the shares you’ll receive are worth less than $20, but there’s a chance you can snag a high-value stock (worth up to $2,000 in some cases). Even if you don’t hit the jackpot, signing up is usually fast, easy and free, making this a solid way to get some free money in your bank or PayPal account.

As a general rule, you only need to hold your shares for a few days before selling them and cashing out.

3. Website Signup Bonuses

There are a number of websites that will pay you for signing up.

These are usually cash-back apps and portals, and paid survey sites, with new account bonuses ranging from $5 to $25. 

You can see all the latest and best offers in our list of sites that offer a signup bonus.

One thing to keep in mind is that these sites often have a minimum withdrawal amount, so you may need to earn more money on the platform before you’re able to cash-out your bonus.

4. Coupon and Rebate Apps

A few minutes spent using coupon and rebate apps will put money in your bank account for very little effort. Plus, you can stack many apps and coupons, instantly increasing your rewards. 

For instance, you can sign up with both Ibotta and Fetch, two apps that pay you cash for scanning your grocery receipts. You can upload the same receipts for both apps, getting paid twice for roughly the same amount of work. 

Certain stores will allow you to use in-store coupons or sales and stack them with manufacturer’s coupons as well. While many stores use coupons and rebate apps, you’re most likely to get great savings at grocery stores or big-box stores.

5. Price-Drop Refunds

Have you ever bought something online, only to find it cheaper the next week? Make sure you’re paying the lowest possible price for your online purchases with price-drop refunds from Paribus. 

Once you sign up using your email, Paribus monitors your confirmation and shipping emails for your online purchases. If the price on something you just bought drops, Paribus petitions the vendor for a refund for the difference — all for free and usually with no effort required from you. 

Paribus tracks purchases from major retailers like Best Buy, Gap, Home Depot, Target and more. The money goes back to the credit card or payment method you used to make your purchase.

How Can I Get Free Money in USA?

1. Get help with utility bills

Need help paying your heating or phone bill? These programs may be able to help:

  • The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling costs. Grants are issued via states, which receive funding from the Department of Health and Human Services. Each state sets its own eligibility requirements, including income levels.
  • The Lifeline program offers discounted phone or internet service. You must meet certain eligibility requirements.
2. Find money for child care

Day care is a major expense for many families. Annual costs for infant care range from just shy of $5,000 in Mississippi to more than $22,600 in Washington, D.C., according to the Economic Policy Institute, a nonprofit organization focused on low- and middle-income workers.

The Child Care and Development Fund can help ease the burden for low-income families. Administered by the U.S. Department of Health and Human Services, the fund gives states, territories and tribes money to distribute to families to help pay for child care. Grants are income-based and typically cover care for children under 13. Find the Child Care and Development Fund contact for your state.

3. Recover unclaimed money

This isn’t so much free money as it is money owed to you. It could be a long-forgotten deposit paid to a utility company, a lost savings bond, unclaimed life insurance benefits or an uncashed paycheck.

These unclaimed funds are turned over to the state when the owner can’t be located, often due to a clerical error or companies having an old address on file. Visit unclaimed.org, a site affiliated with the National Association of State Treasurers, to find out if you have money waiting to be claimed.

During the 2019 fiscal year, more than $3 billion in previously unclaimed property was returned to owners, with an average claim payment of $1,780.

4. Get down payment assistance

You want to buy a home but can’t afford a down payment. Enter state-based down payment assistance. These grants and loans help you cover the upfront costs of purchasing a home.

In Nevada, for example, prospective homeowners who qualify can pay a fee and receive a grant of up to 5% of their home loan value to put toward a down payment and closing costs. Help isn’t reserved for low-income borrowers. For government loans, Nevada’s grant program is available to those with an annual income below $98,500. See if you qualify.

5. Find tax credits for health insurance

The future of the Affordable Care Act is murky at best. But for now, the premium tax credits issued via the program are alive and well. Here’s how they work:

Individuals and families who buy coverage through the government’s health insurance marketplace (HealthCare.gov) may qualify for a credit toward their insurance premiums. The credit can be paid directly to your insurance provider, lowering your monthly payments.

6. Apply for college grants

College grants, like the federal Pell Grant, can make it easier to pay for college. Students who are eligible for the Pell Grant could get up to $6,345 for the 2020-21 award year. The exact amount awarded is based on factors that include financial need, the cost of attendance and enrollment status.

Students can apply for the Pell Grant by completing the Free Application for Federal Student Aid, or FAFSA. The application is also used to qualify for many state and institutional grants and scholarships.

Other federal grants for college include:

  • The Federal Supplemental Educational Opportunity Grant.
  • The Teacher Education Assistance for College and Higher Education Grant.
  • The Iraq and Afghanistan Service Grant.

You can also look for scholarships using the U.S. Department of Labor’s scholarship search tool.

Where Can I Get Money For Free?

The internet offers a treasure trove of ways to get free money in a pinch. While many of these options won’t make you rich, they will hopefully meet your short term needs. And most of the time, all you have to do to get started is sign up and complete mindless tasks like watching videos or answering survey questions.

The free money is out there for the taking; it’s up to you to get out there and seize it!

Below are some options:

  1. Refinance your student loans
  2. Take online surveys
  3. Lower your mortgage payment
  4. Consolidate your debt
  5. Get rebates from local retailers
  6. $5 signup bonus with Inbox Dollars
  7. Rack up some Swagbucks
  8. $10 signup bonus with Ebates
  9. Let Trim save you money
  10. Get refunds with Paribus
  11. Microinvesting app bonuses
  12. Score a bank bonus.
  13. Invest money with Stockpile.
  14. Get paid to budget
  15. Get paid for selfies.
  16. Use rewards credit cards.
  17. $1000 guaranteed w/Lyft
  18. Book reservations with Seated.

How to Add Free Money to Your Bank Account

If you are searching for ways in which you can add free money to your bank account right now you will be happy to learn how easy it is to get $1000 in cash for free right now. These opportunities on how to make absolutely free money will help you to make money fast, whether you urgently need that money to settle a debt or buy something.

Get free money with Pinterest

This is one of the best ways that you can get free money sent to your bank account. You can make money on Pinterest by sharing affiliate links on your pins. If someone clicks your affiliate link or affiliate image and makes a purchase, you earn a commission. You can earn even $ 200 a day.

To earn more money per day, you will need to do 4-6 pins a day. This will increase your chances of more people being reached and in return more purchases.

Swagbucks – Get Free Money to Search the Internet

This is one of the easiest ways to get free money sent to your bank account.  Swagbucks enables you to get free money fast on PayPal in which you can transfer to your account.

Swagbucks pays you by just searching the internet. Right now you have searched how to get free money into my bank account. Every day you search for different topics, either on recipes, travel, jobs, news, or anything that comes into your mind.

Instead of losing money while searching on Google or Yahoo, sign up with Swagbucks and use them to do your search. Every search you make earns you points which you can redeem as cash or a gift card.

You can also earn with Swagbucks by watching cooking shows and Videos, doing daily surveys, or earn cashback while shopping at certain retailers.

Survey Junkie – Get Free Money on PayPal

Survey Junkie is one of the reliable and well-known survey sites in the market that pays well.

Survey Junkie is 100% genuine compared to other survey sites found on the market. The survey has over 6 million members. It has also gained a great reputation from the survey takers.

When you complete a survey, it earns you points which you can redeem as cash or gift cards.

Fetch Reward – Earn Free Money for Scanning Your Grocery Receipts

Did you know you can get earn by Scanning Your Grocery Receipts? Yes, you got me right! You can add free money to your bank account by just scanning your shopping receipts.

There are a number of apps that pay to scan shopping receipts. One of them is the Fetch Reward. Once you do your shopping, all you need is to scan the receipt to earn rewards that you can redeem.

Automatic Shopping refunds – Get money in your bank account now free

This is an amazing shopping app, you will definitely love this app once you start using it. The app gives you a refund when there is a drop in price on your online shopping.

Paribus app does not only make refunds but also compensates for late deliveries. It also helps one to rebook hotels when there is the best price.

Pinecone Research – Free Money Today Online

Pinecone Research is one of the best research sites on the market that you can earn free money online. You get points by answering questions in which you can redeem as cash through PayPal or gift cards.

The questionnaires consume very minimal time and have a minimum earning of $3. It can also go up to $10. This is much better compared to other research surveys that are found on the market.

Trim App – Negotiates lower bills and cancels unwanted subscriptions

Trim App will automatically negotiate lower bills and cancel any unwanted subscriptions for you. In return, it saves you money.

The app will also analyze your spending pattern and show you ways in which you can cut down the cost.

Trim App makes use of 256-bit SSL encryption and two-factor authentication to ensure your data is safe

Free Money Earning Sites

You don’t always have to spend money to make money. If you want to launch a side gig to generate regular part-time income, or if you’re looking for some quick extra cash, there are websites that can help you do it.

Consider these top resources to make money online:

  • Upwork.com
  • Fiverr.com
  • Etsy.com
  • TaskRabbit.com
  • Wonder.com
  • ThredUp.com
  • Swap.com
  • Gazelle.com
  • CardSell.com
  • OfferUp.com
  • Neighbor.com
  • Merch by Amazon

Depending on whether you’re looking to earn extra money quickly or build a long-term income stream, each of the websites mentioned above offers unique advantages (and sometimes disadvantages) tailored to different needs and interests.

Get Money in Your Bank Account Now Free UK

CURVE – £5 FREE

This is one of my favourite free money offers. Curve is a payment card that aggregates multiple payment cards through its accompanying mobile app. They offer cashback (for 3 months) too meaning that you can double the rewards you get from credit cards!

Use code J7NOW to get £5 after you make your first curve card purchase.

Zilch – £5 Free

Zilch’s users can keep track of all their purchases in one place – whether made online or in-store – ensuring they have a transparent view of their finances as well as their repayment timelines. Theyre currently offering 500 points (worth £5) when you sign up.

Steps

  1. Sign up using the link below.
  2. Verify your details, confirm your email and add a debit card.
  3. Receive 500 points in your wallet, worth £5.
  4. Click on the “enable“ button on the Amazon store
  5. Buy a £5 gift card from Amazon using your Zilch card (it’ll be free as it’ll use your 500 reward points).
Monese – £5 free

Open a Monese mobile money account and get £5 free when you complete your first transaction using your Monese account. You’ll also get an extra £15 if you spend £500 using your Monese card.

CashApp – £5 free (instant!)

CashApp is a payment app that lets you quickly send money to your contacts. When you sign up with a friends referral code for the first time and send £50 you’ll earn £5 free instantly. My referral code is RSLHCDD.

Send me a message on Instagram and I’ll talk you through setting up your account and claiming your free money. I’m happy for you to send £50 to me (I’ll send it straight back) if you haven’t got anyone else you can send it to. This is the quickest of these free money offers.

WESWAP – £5 FREE

Currently not accepting new invites.

WeSwap is a peer-to-peer currency exchange platform that matches travellers heading in opposite directions and allows them to swap their travel money directly. 

They offer the best exchange rates, instant online currency, a contactless travel card, and £5 free when you sign up (and load £50).

Ziglu – £5 free

Ziglu is a UK-based platform that allows you to buy and sell crypto.

Get £5 free when you download the Ziglu app & buy £1 worth of cryptocurrency (e.g. Bitcoin/Ethereum). You can withdraw your free £5 instantly and keep an eye on how your new crypto performs.

ZELF – £5 FREE

Zelf is a messenger banking app, which can be used on Whatsapp, Facebook Messenger and other messaging apps. Pre-order a Zelf card now to get a £5 bonus for when they launch officially.

$2000 Free Money

1. Rent Out Your Car on Hyre Car

If you have an extra car you can rent it out to places such as Hyre Car and make money. This is an easy way to make extra money pretty fast that doesn’t require much work.

When you sign up on the Hyre Car platform you get the chance to create a listing of the car you want to rent out to regular and rideshare drivers. During this stage, you also upload things such as vehicle registration, and the Uber/Lyft inspection documents.  This is a great way to earn free money by renting out your car. 

After that, you will start to see requests from drivers and complete the process.

2. Earn Free Cash With Ibotta

Ibotta is a great way to get free money by uploading your receipts onto their app. Similar to Fetch Rewards this amazing app rewards you for going shopping.

 On this app, you pick out different items on the app that you will purchase in your next grocery run. Once you purchase the product(s) grab your receipt and upload it onto the app and you will be rewarded with cash.

Once you hit $20 on the app you can request to have the money sent to your PayPal account. It’s super simple and that’s why we love this app.  

3. Get Free Money Through Grants

There are a lot of different places that offer grants for small business owners. So, if you are in need of free money and you are a legit business owner you can apply for small business grants to help your business this year. Below is a  list of places online that offer grants for small businesses and online entrepreneurs. 

  • The Amber Grant
  • The Girlboss Foundation
  • Cartier Women’s Initiative
  • Halsted Grant
  • FedEx Grant
4. Read Emails on Inbox Dollar and Get Free Money

One of the easiest ways to get free money is by completing tasks on Inbox dollars. One of the easiest tasks to complete on the Inbox Dollars site is reading emails. Additional tasks you can complete on this site are completing surveys and watching videos. 

Also when you sign up on the Inbox Dollars site you can grab a $5 bonus for signing up.

5. Use Dosh and Earn Money Back

Dosh is an amazing app that helps you get money back from places you already love and shop at. Some examples of the things you can earn money back from when you use the Dosh app are hotel bookings, restaurants, and your local stores. 

Once you earn at least $25 on this app you can get your payment sent to your PayPal instantly. If you don’t have a PayPal account you can also get the funds sent via Venmo.

6. Invest Your Spare Change and Earn Money

With the Acorns app, you can invest your spare change and set aside money from each paycheck to earn more. This app is backed by leading innovators and investors such as CNBC. I think this is really amazing because CNBC and Acorn teamed up for a partnership to help millions learn how to invest. 

7. Get Your Bills Cut Down With Trim

Trim is a great app that will send you reminders to save money.  For example, have ever had a subscription that you weren’t using but forgot about it?  That is how the Trim app can help you save money quickly.

Many people have saved thousands on bills with the app. Some examples of bills they save money on are medical bills, cell phone bills, and much more.

This app helps people reach their financial goals quicker through personalized recommendations and a ton of saving opportunities.

8. Test Websites Online and Earn Cash

Another fun way to earn free money is by testing out websites online. One of my favorite places to make money to test websites is UserTesting. 

When you sign up for UserTesting you will be able to test new web and mobile sites and give your opinion on your experience. You also get the chance to give the client some feedback and recommendations. 

The tests are always very clear to understand and they work great on the Google Chrome extension.  

9. Shop Online With Rakuten

If you shop online the Rakuten site will be your best friend. With this site, you can get cash-back from using their site or browser extension to shop online. They currently partner with over 2,500 retailers and are one of the largest and commonly used cash-back sites. 

Years ago the company was known as Ebates but has since changed the name to Rakuten. Since this site is super easy to use it’s one of the best ways to make free money every month.

Free Money Grants

Applying for government grants is easy and can be done with the help of a few clicks on the government’s website for government grants. Expert staff has been employed by the government to offer quality services to the citizens. The experts facilitate the process of getting the grant for you if your proposal has any merit to it.

Every year, more than $80 million is given out to individuals, colleges and businesses in the form of free government grants. There are certain eligibility requirements that one has to fulfill in order to get a grant but no credit check is done before the grant is given.

Also, there are no collaterals involved and most of the cases do not even need income verification. Your interests have to match the goals that have been set by the free grants program and the government will offer you the cash grant that you are in need of.

The free government grants are very popular with the public because the funds given by the government do not have to be paid back. There are certain terms of the federal education grants and you have to follow it. The money received as a grant has to be used appropriately according to the directions and regulations of the grant program.

You can take a look at the terms and conditions of the grants before you apply for the grant to make sure that you can follow them. This way, you will get to know of the acceptable expenditures under the law. Find an online grant database as this is the easiest way to look for free government grant money.

Millions of people apply for free personal assistance and they feel they have nothing to lose and everything to gain. Remember that government grants are not available for personal expenses or for paying off debt but there may be other assistance programs from other organizations to help you out with your personal situation.

One can apply for the grants when government invites applications for the same. You can keep checking the federal register that is published every weekend, so check for new free federal education grants. You can also look at the agency websites that are kept updated and have all the details about the government grants.

How Can I Get Free Money Without Doing Anything

There are some ways to make money with little to no effort. Thanks to apps, basic investment tools, and savvy shopping strategies, you can make get extra cash without doing much.

Though some of these methods do take some work upfront, they can set you up to earn passive income for the long term.

Here are 10 ways to make money with minimum effort.

1. Get cash back on credit cards.

Credit cards often offer cash back as a reward for making purchases. What this means is, for every purchase you make, the credit card company will give you a small percentage of the money back.

The percentage differs between credit cards and categories. So, for example, one type of credit card might offer 1.5% cash back on all purchases. Another might offer 1% back on most purchases, but 5% back on gas and travel purchases. An app called Birch can help you figure out which credit card is best for a particular category.

You also often have to reach a certain threshold of payment to be able to cash in. And cards will often allow you to redeem your cash back as “points” to purchase things directly from the credit card company’s website instead.

2. Invest in index funds.

It’s generally a really bad idea to try to play the stock market unless you’re a financial professional.

There’s one exception: index funds. Investing in a small number of stocks is a volatile business. It’s possible to make a lot of money, but you could lose a lot, too.

Investing in index funds puts a little bit of money in a lot of stocks. Those stocks track parts of the stock market as a whole. One index fund known as the S&P 500 has grown by more than 2,000% over the last 40 years, so it’s a relatively safe, stable fund to invest in.

However, you likely don’t stand to lose or gain as much money as you would if you invest in individual stocks.

To invest in stocks, the easiest way would be to get a brokerage account at a bank like Charles Schwab.

You can also use the free stock trading app Robinhood, which gives you a free share in a stock, usually worth around $5, if you sign up with a referral code.

3. Refer people to apps.

If you use an app often enough, referral credit is as good as cold, hard cash. Uber and Lyft (ride-sharing), Seamless (food), Proper Cloth, Spier & Mackay, and Everlane (clothes), and other apps and sites offer you some credit for every person you refer who uses the app to make a purchase.

4. Become a referral source for local businesses.

A lot of small, local businesses — like landscapers, electricians, and home improvement companies — spread by word-of-mouth. Many of them pay referral fees for people to help spread a good word about their businesses.

So the next time you have your plumber over, ask if they offer referral bonuses. And if they do a good job, take advantage of that when you recommend them to a friend.

5. Write a book and get royalties.

Okay, so this one takes a bit of work. But lets say you’re an expert on a subject. On Marissa Mayer and the company Yahoo!, for example. Once you actually write the book and put your expertise to paper, then get it published, you’re pretty much done.

From then on, whenever people buy your book, you get paid in royalties. The precise amount of royalties are contingent on your contract with the book publisher.

6. Cut out the middleman with self publishing.

If you self publish on Amazon or another self-publishing platform, there are standardized contracts that pay out depending on how many people download the ebook or read it through Amazon’s ebook-lending program. That way, you can cut out the middlemen of the publishing industry and make a higher percentage of profit from your own book.

7. Create an online course and get paid for it.

Let’s say you’re an expert in a subject, but don’t think that a book is the right way to communicate the knowledge you want to share. 

You can do it with an online course. You can make and upload one to Udemy, for example, and set your own price points. Whenever someone buys the course, you’ll get paid.

8. Make a website and get advertisement revenue.

If you’re an expert in a subject, but that subject isn’t fit for a book project or an online course, set up a website!

Use Wordpress, Weebly, or some other web-creation platform to make a site and make your guide there. Then sell online ads — which you can do with Google, for example — on your site so that you get some spare revenue whenever someone reads your work.

If you’d rather implement a paywall instead of advertising, the startup Verst can help you do just that.

9. Or make a YouTube video guide.

Stick with me. Let’s say you’re an expert on a subject, but the best way to convey your information isn’t in a book, an online course, or a post on the web. Instead, consider making a YouTube video.

YouTube is filled with thousands and thousands of guides on every topic imaginable. If you’re an expert on how to do a factory reset on an iPhone, you can make a video about that. If you’re an illustrator and want to explain the vocabulary of your trade, you can make a video about that.

Read Also: Happy Money vs Unhappy Money

As with the web, YouTube lets you set up ads on your videos. People searching for those subjects will find your videos, watch them, and then the ad revenue will roll in indefinitely.

10. Play video games and stream it.

There’s an enormous audience for people who want to see people play video games on the internet. And that audience can be monetized. Felix Arvid Ulf Kjellberg, AKA PewDiePie, has the most-subscribed channel on YouTube and all he does is play video games and crack jokes.

The best ways to do it is by setting up an account on the video game live streaming service Twitch , where you can set up donations and join its affiliate system. You can also turn those videos into a YouTube channel, where people like watching skilled gamers guide audiences through difficult games.

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